{"id":325899,"date":"2022-12-21T15:24:36","date_gmt":"2022-12-21T13:24:36","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=325899"},"modified":"2022-12-21T15:25:48","modified_gmt":"2022-12-21T13:25:48","slug":"v-com-ceska-ekonomika-predpoveda-nasu-buducnost","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/de\/v-com-ceska-ekonomika-predpoveda-nasu-buducnost\/","title":{"rendered":"\u010cesk\u00e1 ekonomika: V \u010dom predpoved\u00e1 na\u0161u bud\u00facnos\u0165?"},"content":{"rendered":"
Odborn\u00edci tvrdia, \u017ee \u010desk\u00e1 ekonomika je pred tou slovenskou o p\u00e4\u0165 rokov napred. Hoci nejde o pr\u00edli\u0161 pozit\u00edvnu spr\u00e1vu, v s\u00fa\u010dasnej dobe ju m\u00f4\u017eeme vyu\u017ei\u0165 vo svoj prospech. Situ\u00e1cia v \u010cesku n\u00e1m m\u00f4\u017ee napoveda\u0165, \u010do po ur\u010ditom \u010dase pr\u00edde aj k n\u00e1m.<\/strong><\/p>\n\n\n\n V \u010cesku do\u0161lo za posledn\u00e9 dva roky k podobn\u00e9mu fenom\u00e9nu ako u n\u00e1s. Lacn\u00e9 hypot\u00e9ky a v\u00fdraznej\u0161ia \u00faspora financi\u00ed po\u010das koronakr\u00edzy umo\u017enili nakupova\u0165 nehnute\u013enosti takmer ka\u017ed\u00e9mu. Vy\u0161\u0161\u00ed dopyt tla\u010dil ceny bytov a domov \u010doraz vy\u0161\u0161ie, \u010d\u00edm sa pomaly tvorila realitn\u00e1 bublina<\/strong>.<\/p>\n\n\n\n Koncom roka 2021 do\u0161lo k postupn\u00e9mu zdra\u017eovaniu hypot\u00e9k<\/strong>. V s\u00fa\u010dasnosti dosahuj\u00fa \u010desk\u00e9 \u00farokov\u00e9 sadzby za hypot\u00e9ky s 10-ro\u010dnou fix\u00e1ciou pribli\u017ene 6 %. Na Slovensku tak m\u00f4\u017eeme o\u010dak\u00e1va\u0165, \u017ee o p\u00e1r mesiacov sa podobn\u00e9 \u010d\u00edsla objavia aj v ponuke na\u0161ich b\u00e1nk.<\/p>\n\n\n\n Pr\u00edli\u0161 vysok\u00e9 hypot\u00e9ky a ceny za nehnute\u013enosti sp\u00f4sobili, \u017ee \u010desk\u00fd realitn\u00fd trh sa zamrazil. \u013dudia nenakupuj\u00fa z dvoch d\u00f4vodov<\/strong>:<\/p>\n\n\n\n Odborn\u00edci o\u010dak\u00e1vaj\u00fa pokles \u00farokov\u00fdch sadzieb<\/strong>. To by mohlo spr\u00edstupni\u0165 hypot\u00e9ky aj pre t\u00fdch, ktor\u00ed ich v s\u00fa\u010dasnosti nedostan\u00fa, preto\u017ee nesp\u013a\u0148aj\u00fa niektor\u00e9 z podmienok banky. Mnoh\u00ed tie\u017e \u010dakaj\u00fa zni\u017eovanie cien nehnute\u013enost\u00ed. K tomu by malo d\u00f4js\u0165 z d\u00f4vodu ni\u017e\u0161ieho z\u00e1ujmu u\u017e v bl\u00edzkej bud\u00facnosti.<\/p>\n\n\n\n Pokles cien nehnute\u013enost\u00ed m\u00f4\u017eu ovplyvni\u0165 aj ceny energi\u00ed<\/strong>. Ak sa hospod\u00e1rstvo dostane do recesie, ceny nehnute\u013enost\u00ed bud\u00fa pada\u0165.<\/p>\n\n\n\n Rovnak\u00e1 situ\u00e1cia m\u00f4\u017ee nasta\u0165 aj na Slovensku<\/strong>, no zatia\u013e je ot\u00e1zne kedy. Z\u00e1ujem o nehnute\u013enosti je u n\u00e1s st\u00e1le pomerne vysok\u00fd, \u010do je d\u00f4vod, pre\u010do ich cena nekles\u00e1.<\/p>\n\n\n\n \u010cesk\u00e1 n\u00e1rodn\u00e1 banka bude aj v nasleduj\u00facom roku dr\u017ea\u0165 \u00farokov\u00e9 sadzby na hodnote 7 %<\/strong>. K prv\u00e9mu zn\u00ed\u017eeniu by malo d\u00f4js\u0165 v polovici bud\u00faceho roka. \u00darokov\u00fa sadzbu 3 % by malo \u010cesko dosiahnu\u0165 a\u017e na konci roka 2024.<\/p>\n\n\n\n Slovensk\u00e9 \u00farokov\u00e9 sadzby dosahuj\u00fa hodnotu do 4,3 %<\/strong>. Infl\u00e1cia a zvy\u0161ovanie cien ich v\u0161ak s ve\u013ekou pravdepodobnos\u0165ou vystrelia na hodnoty podobn\u00e9 t\u00fdm \u010desk\u00fdm. Ich pokles by mohol kop\u00edrova\u0165 pokles na\u0161ich susedov, no ide sk\u00f4r o odhad ako istotu. Na v\u00fdvoj cien \u00faverov m\u00e1 toti\u017e vplyv mno\u017estvo r\u00f4znych faktorov.<\/p>\n\n\n\nSitu\u00e1cia s nehnute\u013enos\u0165ami bola na za\u010diatku roku podobn\u00e1<\/h2>\n\n\n\n
Realitn\u00fd trh sa zamrazil<\/h2>\n\n\n\n
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Fachkundige Beratung<\/h3>\n\n\n\n
Zn\u00ed\u017eenie \u00farokov\u00fdch sadzieb<\/h2>\n\n\n\n