Crowdfunding, alebo kolekt\u00edvne financovanie, je investi\u010dn\u00fd n\u00e1stroj, ktor\u00fd pre\u0161iel v\u00fdrazn\u00fdm v\u00fdvojom. Od jeho vzniku na za\u010diatku 21. storo\u010dia tento sektor rastie exponenci\u00e1lne. Pre investorov pon\u00faka diverzifikovan\u00e9 pr\u00edle\u017eitosti a pr\u00edstup k inovat\u00edvnym projektom. Pozrime sa bli\u017e\u0161ie na hist\u00f3riu a s\u00fa\u010dasn\u00e9 trendy v crowdfundingu v Eur\u00f3pe, aby sme lep\u0161ie pochopili jeho potenci\u00e1l a v\u00fdnosy do bud\u00facnosti.<\/p>\n\n\n\n

Hist\u00f3ria crowdfundingu:<\/strong><\/p>\n\n\n\n

\n
• Ran\u00e9 za\u010diatky<\/strong>: Prv\u00e1 crowdfundingov\u00e1 platforma ArtistShare<\/em> vznikla v roku 2000, najsk\u00f4r zameran\u00e1 na financovanie umenia.<\/li>\n\n\n\n
• Rozmach v E\u00da<\/strong>: V Eur\u00f3pe sa crowdfunding za\u010dal formova\u0165 po roku 2010, pri\u010dom platformy ako Kickstarter<\/em> und Indiegogo<\/em> otvorili dvere mnoh\u00fdm projektom.<\/li>\n\n\n\n
• Rast\u00faci objem financi\u00ed<\/strong>: Od roku 2015 sa crowdfunding v E\u00da zvy\u0161uje ka\u017edoro\u010dne pribli\u017ene o 40 %. K\u00fdm v roku 2015 sa profinancovalo okolo 5,4 miliardy EUR, v roku 2021 tento objem dosiahol viac ako 20 mili\u00e1rd EUR \u200b(Crowdfund Insider<\/a>).<\/li>\n<\/ul>\n\n\n\n

  V\u00fdnosy a objem invest\u00edci\u00ed:<\/strong><\/p>\n\n\n\n

  \n
  • Durchschnittlicher Jahresertrag<\/strong>: Pre investorov, ktor\u00ed investuj\u00fa do crowdfundingu v oblasti nehnute\u013enost\u00ed, sa o\u010dak\u00e1va ro\u010dn\u00fd v\u00fdnos okolo 8\u201312 %. Startupy a inovat\u00edvne projekty m\u00f4\u017eu pon\u00faka\u0165 e\u0161te vy\u0161\u0161ie v\u00fdnosy, ale aj vy\u0161\u0161ie riziko.<\/li>\n\n\n\n
  • Trhov\u00fd objem<\/strong>: Do roku 2026 sa predpoklad\u00e1, \u017ee objem crowdfundingu v Eur\u00f3pe dosiahne viac ako 45 mili\u00e1rd EUR\u200b (Crowdfund Insider<\/a>)\u200b(The Tokenizer<\/a>).<\/li>\n<\/ul>\n\n\n\n

    Pozrime sa na to, ako sa crowdfunding bude vyv\u00edja\u0165 v nadch\u00e1dzaj\u00facich rokoch a \u010do to znamen\u00e1 pre investorov.<\/p>\n\n\n\n

    1. Tokeniz\u00e1cia: Nov\u00fd sp\u00f4sob investovania<\/strong><\/p>\n\n\n\n

    Jedn\u00fdm z hlavn\u00fdch trendov, ktor\u00fd u\u017e za\u010d\u00edna meni\u0165 svet invest\u00edci\u00ed, je tokeniz\u00e1cia akt\u00edv<\/strong>. Tento proces umo\u017e\u0148uje premeni\u0165 tradi\u010dn\u00e9 akt\u00edva, ako s\u00fa nehnute\u013enosti alebo akcie, na digit\u00e1lne tokeny, ktor\u00e9 sa daj\u00fa obchodova\u0165 na blockchainov\u00fdch platform\u00e1ch. Predpoklad\u00e1 sa, \u017ee do roku 2026 bude hodnota tokenizovan\u00fdch akt\u00edv v Eur\u00f3pe dosahova\u0165 a\u017e 918 mili\u00e1rd eur, \u010do predstavuje obrovsk\u00fd potenci\u00e1l pre crowdfundingov\u00e9 platformy\u200b(The Tokenizer<\/a>).<\/p>\n\n\n\n

    Tokeniz\u00e1cia zjednodu\u0161uje investovanie pre jednotlivcov, ktor\u00ed by inak nemali pr\u00edstup k ve\u013ek\u00fdm akt\u00edvam, ako s\u00fa komer\u010dn\u00e9 nehnute\u013enosti. Tento trend z\u00e1rove\u0148 zni\u017euje n\u00e1klady a zvy\u0161uje transparentnos\u0165 transakci\u00ed. Pre investorov to znamen\u00e1 viac pr\u00edle\u017eitost\u00ed na rozlo\u017eenie rizika a zlep\u0161enie likvidity invest\u00edci\u00ed.<\/p>\n\n\n\n

    2. Regul\u00e1cie v prospech investorov<\/strong><\/p>\n\n\n\n

    \u010eal\u0161\u00ed d\u00f4le\u017eit\u00fd krok pre bud\u00facnos\u0165 crowdfundingu v E\u00da je implement\u00e1cia nov\u00fdch regul\u00e1ci\u00ed, najm\u00e4 nariadenia European Crowdfunding Service Providers Regulation<\/em> (ECSP) a prich\u00e1dzaj\u00facej regul\u00e1cie MiCA (Markets in Crypto-Assets<\/em>). Tieto regul\u00e1cie harmonizuj\u00fa pravidl\u00e1 naprie\u010d Eur\u00f3pou, \u010do znamen\u00e1, \u017ee investori bud\u00fa m\u00f4c\u0165 \u013eah\u0161ie investova\u0165 do projektov v in\u00fdch krajin\u00e1ch E\u00da \u200b(The Tokenizer<\/a>).<\/p>\n\n\n\n

    Tento krok otv\u00e1ra trh pre cezhrani\u010dn\u00e9 financovanie, \u010d\u00edm sa crowdfunding st\u00e1va pr\u00edstupnej\u0161\u00edm a atrakt\u00edvnej\u0161\u00edm pre in\u0161titucion\u00e1lnych aj retailov\u00fdch investorov. O\u010dak\u00e1va sa, \u017ee regul\u00e1cie prispej\u00fa k stabilnej\u0161iemu a bezpe\u010dnej\u0161iemu prostrediu, \u010do podpor\u00ed e\u0161te v\u00e4\u010d\u0161\u00ed n\u00e1rast objemu invest\u00edci\u00ed na crowdfundingov\u00fdch platform\u00e1ch.<\/p>\n\n\n\n

    3. Konsolid\u00e1cia trhu a rast in\u0161titucion\u00e1lnych invest\u00edci\u00ed<\/strong><\/p>\n\n\n\n

    S rast\u00facim trhom a zvy\u0161uj\u00facou sa konkurenciou mo\u017eno o\u010dak\u00e1va\u0165 konsolid\u00e1ciu crowdfundingov\u00fdch platforiem<\/strong>. V\u00e4\u010d\u0161ie platformy bud\u00fa s najv\u00e4\u010d\u0161ou pravdepodobnos\u0165ou absorbova\u0165 men\u0161ie, \u010do prinesie efekt\u00edvnej\u0161ie procesy a viac kvalitn\u00fdch projektov pre investorov \u200b(The Tokenizer<\/a>).<\/p>\n\n\n\n

    \u010co je e\u0161te d\u00f4le\u017eitej\u0161ie, in\u0161titucion\u00e1lni investori (napr. private equity fondy alebo investi\u010dn\u00e9 banky) za\u010d\u00ednaj\u00fa vn\u00edma\u0165 crowdfunding ako seri\u00f3znu investi\u010dn\u00fa mo\u017enos\u0165. Tento trend by mohol v\u00fdrazne zv\u00fd\u0161i\u0165 objem invest\u00edci\u00ed na trhu a prinies\u0165 viac atrakt\u00edvnych projektov s potenci\u00e1lom vy\u0161\u0161\u00edch v\u00fdnosov pre be\u017en\u00fdch investorov.<\/p>\n\n\n\n

    4. Diverzifik\u00e1cia a nov\u00e9 pr\u00edle\u017eitosti<\/strong><\/p>\n\n\n\n

    Pre investorov, ktor\u00ed h\u013eadaj\u00fa sp\u00f4soby, ako roz\u0161\u00edri\u0165 svoje portf\u00f3lio, crowdfunding pon\u00faka pr\u00edstup k \u0161irokej \u0161k\u00e1le investi\u010dn\u00fdch pr\u00edle\u017eitost\u00ed. \u010ci u\u017e ide o financovanie startupov, projekty v oblasti obnovite\u013en\u00fdch zdrojov energie alebo invest\u00edcie do nehnute\u013enost\u00ed, mo\u017enosti s\u00fa takmer neobmedzen\u00e9. Invest\u00edcie prostredn\u00edctvom crowdfundingu \u010dasto prin\u00e1\u0161aj\u00fa vy\u0161\u0161ie v\u00fdnosy ako tradi\u010dn\u00e9 formy invest\u00edci\u00ed, av\u0161ak je potrebn\u00e9 bra\u0165 do \u00favahy aj rizik\u00e1.<\/p>\n\n\n\n

    Crowdfunding ako bud\u00facnos\u0165 investovania?<\/strong><\/p>\n\n\n\n

    S rast\u00facou popularitou digit\u00e1lnych technol\u00f3gi\u00ed, harmoniz\u00e1ciou legislat\u00edvy v E\u00da a nov\u00fdmi investi\u010dn\u00fdmi n\u00e1strojmi, ako je tokeniz\u00e1cia, sa crowdfunding st\u00e1le viac st\u00e1va atrakt\u00edvnou mo\u017enos\u0165ou pre modern\u00fdch investorov. Pre platformy ako In der Slowakei investieren<\/em> to znamen\u00e1 obrovsk\u00fd potenci\u00e1l na rast a pr\u00edstup k medzin\u00e1rodn\u00fdm trhom.<\/p>\n\n\n\n

    Crowdfunding m\u00e1 pred sebou svetl\u00fa bud\u00facnos\u0165 a pre investorov prin\u00e1\u0161a nov\u00e9 pr\u00edle\u017eitosti s vysok\u00fdm v\u00fdnosov\u00fdm potenci\u00e1lom.<\/p>","protected":false},"excerpt":{"rendered":"

    Crowdfunding, alebo kolekt\u00edvne financovanie, je investi\u010dn\u00fd n\u00e1stroj, ktor\u00fd pre\u0161iel v\u00fdrazn\u00fdm v\u00fdvojom. Od jeho vzniku na za\u010diatku 21. storo\u010dia tento sektor rastie exponenci\u00e1lne. Pre investorov pon\u00faka diverzifikovan\u00e9 pr\u00edle\u017eitosti a pr\u00edstup k inovat\u00edvnym projektom. Pozrime sa bli\u017e\u0161ie na hist\u00f3riu a s\u00fa\u010dasn\u00e9 trendy v crowdfundingu v Eur\u00f3pe, aby sme lep\u0161ie pochopili jeho potenci\u00e1l a v\u00fdnosy do bud\u00facnosti. Hist\u00f3ria […]<\/p>","protected":false},"author":4,"featured_media":329788,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,14],"tags":[],"acf":[],"yoast_head":"\n