2 minutes
Editorial Invest in Slovakia
We are never so rich that we buy cheap things, they say. But how is it really? We bring you the continuation of the series of articles called "Daily habits that will save you money", today with the second part, which will again be dedicated to small changes you can make in your life in order to save a few euros. Ready? Then let's do it.
This article is a continuation of the introductory of the first part, in which we introduced the first 5 smart ways to save. These included buying unbranded food, using cashback sites, collecting points at petrol stations, growing herbs and reducing or completely eliminating bad habits that slowly but surely rob you of money. Today we continue with the sixth tip, which is something the pandemic has taught us to save on. These are hairdresser and barber expenses.
Closed hairdressers and barbershops have forced many people to learn this craft. While with women's haircuts and colouring it's not so easy, and many times not of good quality, with men it's a different story. Just zakúpiť holiaci strojčekwhich costs at most a few dozen euros and you can start cutting. It's easier if your man prefers a short haircut, of course, but don't worry about longer hair either. Grab your scissors, watch a tutorial YouTube video and get to work. You will be rewarded with savings of several tens to hundreds of euros per year.
Standing bank orders are also a great help in saving money. They have two levels. The first is setting up standing orders to transfer funds from your current account to your savings account on the day your pay arrives. This concept is also known as "Pay yourself first", which literally means "Pay yourself first". This style is relatively easy to work with to the creation of a regular reserve while artificially creating a shortage of spare cash during the month, saving you from impulse purchases. Plus, with standing orders, you'll never have to pay late payment charges for invoices and loan repayments not paid by mistake.
Do you feel like you simply need that handbag you just spotted on the online store page? That quick rush of endorphins when we see a product we like often causes the aforementioned impulse buys, the mortal enemy of money-saving efforts. The simple principle, or fuse, is wait 48 hours before purchasing. Feel free to add the handbag to your cart, but it will take up to 48 hours to purchase online. In that time, the adrenaline rush of the purchase should wear off and you'll be left with rational thinking, which might make you consider that you don't even need the handbag.
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