Security

Every single investment presents certain risks. But secured real estate investments are historically the safest choice for an investor. Get truthful information about the investment opportunity, take control of the money invested and seize the moment of opportunity to participate in wealth building. 

We use a combination of the following safeguards

1
Loan agreement with guarantee
The borrower signs a binding loan agreement with each investor, guaranteeing movable and immovable assets. The investor signs all necessary documents electronically. The investment order process is intuitive and the binding signed documents are stored in the investor's investor account.
2
Separate Contract of Guarantee
The Invest in Slovakia platform, as an investment intermediary, signs a separate guarantee agreement with the borrower so that the borrower cannot dispose of the assets or further lend the company's assets without the prior agreement of all participating investors.
3
Other conditions for the borrower 
Other conditions for the borrower's use of the loan are set individually depending on the nature of the investment project. Expert opinions of the property. Reservation contracts. Agreements on future purchase contracts. Purchase contracts. Cost invoices for work performed. Lease agreements and bank statements.

Frequently asked questions

What if the borrower defaults on the loan?

If the borrower fails to repay any part of the loan, we have the right to intervene and enforce the rights and penalty mechanisms of the mediation agreement, designed to compel the borrower to perform its obligations properly.

How will you resolve the dispute if the debtor does not communicate?

As a first step, we will try to reach an out-of-court settlement and find solutions that will satisfy all the investors concerned in the shortest possible time. At this point, we may attempt to reach an agreement with a third party that will purchase the debt owed by the debtor and secure a quick recovery of the amount owed to all investors. If the reason for non-payment of any portion of the loan is the borrower's uncooperative attitude and breach of the terms of the Loan Agreement, we will proceed to court and assert claims to the property rights that were part of the Loan Agreement. In extreme situations, we also deal with the law enforcement authorities of the Slovak Republic.
Frequently asked questions

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Privacy Policy   |   Terms and conditions   |   +421 910 548 844   |  [email protected]  | Invest in Slovakia is operated by Ci investment, s.r.o, Levočská 10, 058 01 Poprad, Slovakia.
If you would like to learn more about which Invest in Slovakia entity you receive services from, or if you have any other questions, please contact us via chat in the Invest in Slovakia app, or by email at [email protected]. Platform investinslovakia.eu does not provide investment advice and individual investors should make their own decisions or seek independent professional advice if they are unsure about the suitability of any investment for their individual needs. The value of investments can rise or fall depending on market developments and unforeseen circumstances. Bear in mind that when investing in loans your capital is subject to risks and is not subject to any protection mechanism. For more information, see FAQ (the most common questions about their answers).
NBS. On the basis of Regulation (EU) 2020/1503 of the European Parliament and of the Council of 7 October 2020 on European crowdfunding service providers for business and amending Regulation (EU) 2017/1129 and Directive (EU) 2019/1937 (the "Regulation on European crowdfunding service providers for business"), crowdfunding will become a legally regulated activity. From the nature of the Regulation in question, it is expected that the authority authorising and supervising the activities of crowdfunding service providers within the Slovak Republic will be the Ministry of Finance of the Slovak Republic or the National Bank of Slovakia. As a provider of crowdfunding services, we welcome this effort of the European Parliament and we are ready to actively participate in the implementation of the Regulation in order to clarify and set uniform rules for crowdfunding within Slovakia as well as throughout the European Union.
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