3 minutes
Editorial Invest in Slovakia
Meet the family budget and individual income and expenditure in within it is not an easy task at all. While some of us to this day still prefer writing down individual financial transactions on paper, others prefer to keep a family cash flow in Excel, and still others use mobile apps. V today's article we'll look at them and show you a few ways to do just that, how to keep your finances under control through mobile phone.
Whether you pay individual expenses from a checking account or a credit card, the basic premise to stay on top of your finances is a thorough understanding of the mobile app for Internet Banking.
If still you don't have the mobile app of the bank where you have your current account installed, you really don't have to wait. Quick access to Internet Banking via your mobile phone will provide you with a perfect overview of the movements on your account.
Each bank has in There are also a few differences in their application that make it interesting. While some allow you to automate your daily savings, others automatically sort expenses into pre-set categories, such as food, clothing, car and so on.
By following the Internet banking, you will have a perfect overview of the expenses that have been paid from debit and credit cards, but what about transactions paid in cash? At This, to keep your budget under control for 100% you need a personal finance management app.
The most used application of this kind in Slovakia is Wallet, which is available for Android Also iOS equipment absolutely free, even in Slovak language. Although you pay extra for advanced options directly in the app, the basic version is sufficient for basic expense tracking. Within it, you can add unlimited number of records and the app also link up to two accounts.
The undeniable advantage of the Wallet app is also data backup to the cloudso you can access the information from other devices if needed. At the end of each month, we recommend data export to PDF format and conscientiously put away such monthly reports.
Wallet mobile app, source: Google Play
Competitive mobile application of a similar nature is Spendee, which is being developed by the Czechs. It works on the principle of manually adding individual income and expenditure items. User please simple minimalist design and intuitive interface.
You can also categorise your spending in Spendee to keep a better overview of which categories of goods and services you spend the most money on.
Spendee mobile app, source: Google Play
We hope that with our recommendations you will be able to get your family budget back under control. And you can look forward to the next article, which will be dedicated to "good advice" about money from our parents and grandparents.
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