{"id":325518,"date":"2022-11-09T17:56:35","date_gmt":"2022-11-09T15:56:35","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=325518"},"modified":"2022-11-10T14:16:27","modified_gmt":"2022-11-10T12:16:27","slug":"ako-zacat-investovat-a-nepopalit-sa","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/en\/ako-zacat-investovat-a-nepopalit-sa\/","title":{"rendered":"How to start investing and not get burnt?"},"content":{"rendered":"<p><strong>While investing used to be the preserve of those with great wealth, it is now increasingly accessible to ordinary people. However, the problem is that despite the growing availability and the benefits that investing brings, only a small percentage of Slovaks appreciate their finances. Many do not know how to do it, or are afraid of losing their wealth. How to start investing and not make unnecessary mistakes?<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Make a plan<\/h2>\n\n\n\n<p>Before you decide to invest your money, think carefully about your<strong> investment plan and objective<\/strong>. The plan should include:<\/p>\n\n\n\n<ul>\n<li><strong>Method of investing <\/strong>- means whether you invest on your own, with the help of a professional (financial adviser) or through a bank. If you decide to invest on your own, you can use the services of a broker. These are companies through which you invest.<\/li>\n\n\n\n<li><strong>How often you want to invest<\/strong> - Investing regularly in small amounts is most ideal for beginners. You won't be short of money in the normal course of business, but it can earn you a handsome sum.<\/li>\n\n\n\n<li><strong>What will you invest in <\/strong>- every financial instrument has some advantages and disadvantages. You should read more about each option so that you know what risks are involved.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Choose the right financial instrument<\/h2>\n\n\n\n<p>For beginners they are the ideal choice <strong>low-risk funds or precious metals<\/strong>that have a stable value. At times when other instruments are not doing well, their price increases.<\/p>\n\n\n\n<p>When choosing a financial instrument or a financial advisor (intermediary), be aware of any fees associated with this service.<\/p>\n\n\n\n<p>As a beginner investor, you will also come into your own <strong>At<\/strong> <strong>real estate<\/strong>, which can also be invested in by buying shares in real estate companies on the stock exchange (<a href=\"https:\/\/www.investopedia.com\/terms\/r\/reit.asp\" target=\"_blank\" rel=\"noreferrer noopener\">REIT<\/a>). Often a more affordable alternative is to invest in a specific project verified by experts, through <a href=\"https:\/\/investinslovakia.eu\/sk\/\" target=\"_blank\" rel=\"noreferrer noopener\">real estate crowdfunding<\/a>. You can invest in real estate projects starting from EUR 100.<\/p>\n\n\n\n<p>Another advantage of this option is the fact that most crowdfunding platforms do not charge any management fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Expert advice<\/h3>\n\n\n\n<p>Don't forget about <strong>taxation of investment income<\/strong>. The tax rate is 19 % and 25 % respectively. In some cases, 14 % are then added to this, namely health levies.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Invest only as much as you can afford<\/h2>\n\n\n\n<p>Before you start investing and appreciating your wealth, make sure that the finances you have earmarked for this purpose will not be lacking during the month. In addition, you must also have <strong>a sufficiently large reserve<\/strong>.<\/p>\n\n\n\n<p>The size of the financial reserve should <strong>equal to three months of your expenses<\/strong>. So if you should happen to lose income, you will have plenty of time to solve the problem without having to dip into your investments.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Expect some risk<\/h2>\n\n\n\n<p>With every investment comes <strong>certain<\/strong> <strong>risk<\/strong>. This is also true if you are careful and invest in more stable financial instruments and commodities.<\/p>\n\n\n\n<p>The good news, however, is that the risk can <strong>reduce to an acceptable level of risk<\/strong>. One solution is less risky investments, such as real estate. The second solution is portfolio diversification. When investing, don't forget about online security and data protection.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-1024x683.jpg\" alt=\"future outlook\" class=\"wp-image-325522\" srcset=\"https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-1024x683.jpg 1024w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-300x200.jpg 300w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-150x100.jpg 150w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-768x512.jpg 768w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-1536x1024.jpg 1536w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-2048x1365.jpg 2048w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-18x12.jpg 18w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/11\/samson-ZGjbiukp_-A-unsplash-scaled.jpg 2560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Source: <a href=\"https:\/\/unsplash.com\/photos\/B0q9AkKV6Mk\" target=\"_blank\" rel=\"noreferrer noopener\">Unsplash.com<\/a><\/figcaption><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Don't make decisions under pressure and don't panic<\/h2>\n\n\n\n<p>Investing is a long-term activity. If by chance your investments fall, <strong>don't panic and don't make hasty decisions<\/strong>. Most markets behave cyclically, i.e. after a downturn comes an upturn and vice versa. Think carefully about your next steps and if you don't know what to do, consult an expert.<\/p>","protected":false},"excerpt":{"rendered":"<p>While investing used to be the preserve of those with great wealth, it is now increasingly accessible to ordinary people. However, the problem is that despite the growing availability and the benefits that investing brings, only a small percentage of Slovaks appreciate their finances. Many do not know how to do it, or are afraid that their [...]<\/p>","protected":false},"author":14,"featured_media":325520,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,18,12],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ako za\u010da\u0165 investova\u0165 a nepop\u00e1li\u0165 sa? - Invest in Slovakia<\/title>\n<meta name=\"description\" content=\"Investovanie je jedn\u00fdm z najlep\u0161\u00edch sp\u00f4sobov, ako zhodnoti\u0165 svoj majetok a zabojova\u0165 proti infl\u00e1cii. Ako za\u010da\u0165? 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