{"id":326663,"date":"2023-04-21T13:50:42","date_gmt":"2023-04-21T11:50:42","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=326663"},"modified":"2023-04-21T13:50:43","modified_gmt":"2023-04-21T11:50:43","slug":"fintech-media-choice-zaujem-o-investovanie-stupa-dochodky-klesaju","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/en\/fintech-media-choice-zaujem-o-investovanie-stupa-dochodky-klesaju\/","title":{"rendered":"FinTech Media Choice - z\u00e1ujem o investovanie st\u00fapa, d\u00f4chodky klesaj\u00fa"},"content":{"rendered":"
Na\u010derpajte inform\u00e1cie z v\u00fdberu \u010dl\u00e1nkov in\u00fdch m\u00e9di\u00ed. Na\u0161e zhrnutie ka\u017ed\u00e9ho z nich V\u00e1m u\u0161etr\u00ed \u010das. N\u00e1jdete tu novinky zo sveta financi\u00ed, technol\u00f3gi\u00ed, aj nehnute\u013enost\u00ed. Pr\u00edjemn\u00e9 \u010d\u00edtanie!<\/p>\n\n\n\n
Konzervat\u00edvne investovanie predstavuje pre Slov\u00e1kov riziko straty k\u00fapnej sily kv\u00f4li infl\u00e1cii. N\u00edzkorizikov\u00e9 invest\u00edcie s ni\u017e\u0161\u00edmi v\u00fdnosmi v \u010dase vysokej infl\u00e1cie nedok\u00e1\u017eu udr\u017ea\u0165 re\u00e1lnu hodnotu \u00faspor, \u010do sp\u00f4sobuje re\u00e1lnu stratu aj napriek kladn\u00e9mu v\u00fdnosu.<\/p>\n\n\n\n
Slov\u00e1ci \u010delia riziku n\u00edzkeho d\u00f4chodku, ke\u010f\u017ee konzervat\u00edvne investi\u010dn\u00e9 strat\u00e9gie v 2. d\u00f4chodkovom pilieri neposkytuj\u00fa dostato\u010dn\u00e9 v\u00fdnosy na prekonanie infl\u00e1cie. Nespr\u00e1vne nastavenie investi\u010dnej strat\u00e9gie a politick\u00e9 z\u00e1sahy sp\u00f4sobili u\u0161l\u00e9 zisky, \u010do vedie k n\u00edzkym d\u00f4chodkom.<\/p>\n\n\n\n
Akciov\u00e9 invest\u00edcie s\u00fa k\u013e\u00fa\u010dov\u00e9 pre dlhodob\u00e9 finan\u010dn\u00e9 ciele, ako s\u00fa vzdelanie det\u00ed alebo d\u00f4chodok. Strat\u00e9gie s 50-80% akci\u00ed m\u00f4\u017eu prinies\u0165 dlhodob\u00fd v\u00fdnos okolo 6-8% ro\u010dne. Vy\u0161\u0161\u00ed v\u00fdnos z dynamickej\u0161\u00edch invest\u00edci\u00ed znamen\u00e1 tis\u00edcky eur navy\u0161e. Typick\u00e9 slovensk\u00e9 invest\u00edcie, ako konzervat\u00edvne fondy a term\u00ednovan\u00e9 vklady, nedosahuj\u00fa tak\u00e9to v\u00fdsledky. Alok\u00e1cia akt\u00edv, prisp\u00f4soben\u00e1 finan\u010dn\u00fdm cie\u013eom, tolerancii rizika a investi\u010dn\u00e9mu horizontu, je k\u013e\u00fa\u010dov\u00e1. Najlep\u0161ou ochranou pred poklesmi je dlh\u00fd investi\u010dn\u00fd horizont a diverzifik\u00e1cia, nie vyh\u00fdbanie sa riziku konzervat\u00edvnymi invest\u00edciami.<\/p>\n\n\n\n
Z\u00e1ujem \u017eien o investovanie rastie, \u010do potvrdzuje aj rast ich majetku. Boston Consulting Group predpoved\u00e1 glob\u00e1lny rast majetku \u017eien o 5 bili\u00f3nov dol\u00e1rov ro\u010dne, pri\u010dom najv\u00e4\u010d\u0161\u00ed n\u00e1rast sa o\u010dak\u00e1va v Eur\u00f3pe. \u0160t\u00fadia McKinsey uv\u00e1dza, \u017ee do roku 2030 by mal majetok \u017eien v eur\u00f3pskych krajin\u00e1ch r\u00e1s\u0165 o 8,1 % ro\u010dne, oproti 2,7 % u mu\u017eov. Tento trend st\u00fapaj\u00faceho po\u010dtu \u017eien-investorov za\u010dal u\u017e s pand\u00e9miou koronav\u00edrusu. V\u00fdskumy nazna\u010duj\u00fa, \u017ee firmy so \u017eenami vo veden\u00ed m\u00f4\u017eu dosahova\u0165 lep\u0161ie v\u00fdsledky. Pre investorov je d\u00f4le\u017eit\u00e9 ma\u0165 dlhodob\u00fd investi\u010dn\u00fd pl\u00e1n s vyv\u00e1\u017een\u00fdm portf\u00f3liom pre zvl\u00e1dnutie trhov\u00fdch v\u00fdkyvov a infl\u00e1cie.<\/p>\n\n\n\n