{"id":977,"date":"2020-10-14T00:00:00","date_gmt":"2020-10-13T22:00:00","guid":{"rendered":"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/"},"modified":"2021-12-07T21:05:26","modified_gmt":"2021-12-07T19:05:26","slug":"3-najhorsie-rady-o-peniazoch","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/en\/3-najhorsie-rady-o-peniazoch\/","title":{"rendered":"The 3 worst pieces of advice about money"},"content":{"rendered":"<p><em>You'll recognize it. The internet is full of \"wise\" advice about money, and then there's all the well-meaning advice from parents, friends and family. Even though you get a lot of them in life, that doesn't mean they're all helpful, too. We've rounded up some of the worst financial advice that many people still think is right to this day. <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \"Just keep your money in the bank!\" <\/h2>\n\n\n\n<p>Some of you may have said to yourselves at this moment <em>\"but if you're in a bank, my grandmother advised me to keep my money in a sock or under the mattress\"<\/em>. Anyway, <strong>money that stands still for a long time, <\/strong>either in the bank or in cash at home, <strong>lose their value<\/strong> year after year due to inflation. <\/p>\n\n\n\n<p>Although this advice was once very prudent, it is now a relic. However, it is precisely what parents instil in us from a young age, for example, by motivating us to <strong>to save money for the piggy bank.<\/strong> Yes, it is a tool that teaches children not to spend all the money they get, and that is respectable. However, this approach misses <strong>the other side of the coin, money appreciation<\/strong>. And so the children grow up, and they nicely put away part of their paycheck in a savings account, or worse, in a checking account, instead of appreciating the money, investing it. <\/p>\n\n\n\n<p>Today it is <strong>countless investment opportunities<\/strong>, from more conservative ones such as term deposits, bonds and <a href=\"https:\/\/investiciaslovensko.sk\/\">real estate crowdfunding<\/a>to more aggressive ones with high non-guaranteed returns, in the form of trading commodities and company shares.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. \"Get rid of all debts!\" <\/h2>\n\n\n\n<p>Many people perceive\ndebt as something negative to this day. The more ignorant among us fixate on the quick\nrepayment of all bank loans, including <strong>Mortgage<\/strong>. Well, those are the ones, under current annual interest rate conditions\nrates that are below one percent, <strong>it really doesn't pay to pay back faster than necessary. <\/strong><\/p>\n\n\n\n<p>Today, even with the most conservative investments, an investor can make a profit above inflation and put himself and his entire family in a better financial situation. Simply put, <strong>investment returns can far exceed loan interest payments.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. \"Trust your banker.\" <\/h2>\n\n\n\n<p>You don't have yours yet\nbanker? Go to your bank tomorrow and ask the lady at the counter if\nif you're entitled to one. It's certainly wise to use the free services of a banker, but\nyou shouldn't blindly follow his advice. <strong>Never\nremember to educate yourself about personal finance. <\/strong><\/p>\n\n\n\n<p>There are almost innumerable options for capitalising on your spare funds. However, a banker has only a limited number of these available to offer to a client. Therefore, at the very least, you should inquire about other investment options and, if something catches your eye, explore the area more.<\/p>\n\n\n\n<p>What good advice you\nhave you received in your lifetime? Let us know and we look forward to seeing you at\nnext article from the world of investment and finance.<\/p>","protected":false},"excerpt":{"rendered":"<p>You'll recognize it. The internet is full of \"wise\" advice about money, and then there's all the well-meaning advice from parents, friends and family. Even though you get a lot of them in life, that doesn't mean they're all helpful, too. We've compiled some of the worst financial advice that many people still consider [...]<\/p>","protected":false},"author":3,"featured_media":1616,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 najhor\u0161ie rady o peniazoch - Invest in Slovakia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 najhor\u0161ie rady o peniazoch - Invest in Slovakia\" \/>\n<meta property=\"og:description\" content=\"Pozn\u00e1te to. Internet je pln\u00fd \u201cm\u00fadrych\u201d r\u00e1d o peniazoch, no a potom s\u00fa tu aj v\u0161etky dobre mienen\u00e9 rady od rodi\u010dov, priate\u013eov a rodiny. Aj ke\u010f sa v\u00e1m ich dost\u00e1va v \u017eivote mnoho, neznamen\u00e1 to, \u017ee v\u0161etky s\u00fa aj u\u017eito\u010dn\u00e9. Zozbierali sme pre v\u00e1s nieko\u013eko najhor\u0161\u00edch finan\u010dn\u00fdch r\u00e1d, ktor\u00e9 e\u0161te dodnes mnoho \u013eud\u00ed pova\u017euje za [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\" \/>\n<meta property=\"og:site_name\" content=\"Invest in Slovakia\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-13T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-07T19:05:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2020\/10\/pexels-cottonbro-3943740.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anton Drozda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anton Drozda\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\"},\"author\":{\"name\":\"Anton Drozda\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/person\/7badbc0ebf4d3125b7842c4ecd7558aa\"},\"headline\":\"3 najhor\u0161ie rady o peniazoch\",\"datePublished\":\"2020-10-13T22:00:00+00:00\",\"dateModified\":\"2021-12-07T19:05:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\"},\"wordCount\":599,\"publisher\":{\"@id\":\"https:\/\/investinslovakia.eu\/#organization\"},\"articleSection\":[\"O investovan\u00ed\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\",\"url\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\",\"name\":\"3 najhor\u0161ie rady o peniazoch - Invest in Slovakia\",\"isPartOf\":{\"@id\":\"https:\/\/investinslovakia.eu\/#website\"},\"datePublished\":\"2020-10-13T22:00:00+00:00\",\"dateModified\":\"2021-12-07T19:05:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/investinslovakia.eu\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 najhor\u0161ie rady o peniazoch\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/investinslovakia.eu\/#website\",\"url\":\"https:\/\/investinslovakia.eu\/\",\"name\":\"Invest in Slovakia\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/investinslovakia.eu\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/investinslovakia.eu\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/investinslovakia.eu\/#organization\",\"name\":\"Invest in Slovakia\",\"url\":\"https:\/\/investinslovakia.eu\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png\",\"contentUrl\":\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png\",\"width\":1600,\"height\":1200,\"caption\":\"Invest in Slovakia\"},\"image\":{\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/person\/7badbc0ebf4d3125b7842c4ecd7558aa\",\"name\":\"Anton Drozda\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 najhor\u0161ie rady o peniazoch - Invest in Slovakia","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/investinslovakia.eu\/3-najhorsie-rady-o-peniazoch\/","og_locale":"en_US","og_type":"article","og_title":"3 najhor\u0161ie rady o peniazoch - Invest in Slovakia","og_description":"Pozn\u00e1te to. 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