{"id":325808,"date":"2022-12-15T09:21:55","date_gmt":"2022-12-15T07:21:55","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=325808"},"modified":"2022-12-15T09:23:03","modified_gmt":"2022-12-15T07:23:03","slug":"o-kolko-mi-v-tomto-roku-stupnu-vydavky","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/es\/o-kolko-mi-v-tomto-roku-stupnu-vydavky\/","title":{"rendered":"O ko\u013eko mi v tomto roku st\u00fapnu v\u00fddavky?"},"content":{"rendered":"<p><strong>Neust\u00e1le zvy\u0161ovanie cien a \u010doraz vy\u0161\u0161ia infl\u00e1cia sp\u00f4sobuj\u00fa, \u017ee be\u017en\u00e9 v\u00fddavky, ako napr\u00edklad n\u00e1kup potrav\u00edn, odkrajuj\u00fa z rozpo\u010dtu ove\u013ea viac ako kedysi. Za \u010do si priplat\u00edme najviac a o ko\u013eko?<\/strong><\/p>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u00darokov\u00e9 sadzby rast\u00fa u\u017e nieko\u013eko mesiacov<\/h2>\n\n\n\n<p>\u00daroky na hypot\u00e9kach, spotrebn\u00fdch \u00faveroch a \u010fal\u0161\u00edch typoch p\u00f4\u017ei\u010diek rast\u00fa u\u017e nieko\u013eko mesiacov. V septembri v\u0161ak pri\u0161lo k v\u00fdrazn\u00e9mu cenov\u00e9mu skoku z d\u00f4vodu rozhodnutia Eur\u00f3pskej centr\u00e1lnej banky. T\u00e1 po desiatich rokoch <strong>zv\u00fd\u0161ila k\u013e\u00fa\u010dov\u00fa \u00farokov\u00fa sadzbu o 0,75 percentu\u00e1lneho bodu<\/strong>.<\/p>\n\n\n\n<p>Slovensk\u00e9 banky na t\u00fato zmenu reagovali takmer ihne\u010f. V s\u00fa\u010dasnosti sa preto stretnete<strong> s&nbsp;priemern\u00fdm hypotek\u00e1rnym \u00farokom v hodnote 2,27 %<\/strong>. Do tohto \u010d\u00edsla s\u00fa v\u0161ak zar\u00e1tan\u00e9 \u00favery dom\u00e1cnost\u00ed aj firiem s r\u00f4znymi fix\u00e1ciami.<\/p>\n\n\n\n<p>V pr\u00edpade niektor\u00fdch \u00faverov s\u00fa sadzby ove\u013ea vy\u0161\u0161ie. Napr\u00edklad hypotek\u00e1rny \u00faver s viazanos\u0165ou na 10 rokov m\u00e1 v niektor\u00fdch bank\u00e1ch <strong>\u00farokov\u00fa sadzbu v hodnote a\u017e 4,3 %<\/strong>.<\/p>\n\n\n\n<p>\u00daroky sa l\u00ed\u0161ia v z\u00e1vislosti od jednotliv\u00fdch b\u00e1nk. Vo v\u0161eobecnosti sa v\u0161ak d\u00e1 poveda\u0165, \u017ee v s\u00fa\u010dasnosti<strong> nie s\u00fa \u00favery ani z\u010faleka tak v\u00fdhodn\u00e9<\/strong>. V porovnan\u00ed s rokom 2021 s\u00fa o tis\u00edcky eur drah\u0161ie.<\/p>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Zvy\u0161uj\u00fa sa aj ceny za potraviny<\/h2>\n\n\n\n<p>Probl\u00e9mom dnes s\u00fa nielen drah\u0161ie \u00favery, ale aj potraviny. Na z\u00e1klade <a href=\"https:\/\/slovak.statistics.sk\/wps\/portal\/ext\/products\/informationmessages\/inf_sprava_detail\/109d4f4a-8a94-4809-a089-eac0a41fbf1a\/!ut\/p\/z1\/tVLNUsIwGHwWDz2m-UoCTb0FRvkRHEURyMVJa0ortCltbMWnN3W8OKOIB3NJMrO73242WOAVFrms0400qc7lzt7Xovd4649Zv-9xgP6UwHhydXc9Glx2hosuXn4FsOv5BYzv-c1wPqEe0C4Wx_kPWGAR5aYwCV7rsJIJqrYozWMkt8YBe9BlZt3UuUJVUcr64EBdKbO1uwfBE42pREwGFFEGAZLAAqRkBJJ6cRh7spUvovQJr09CL3_L28aBHxYHyxcfkMGQj6g_BWDTYRfGfLSYB7eEACefgCMaa-vB_9GD5-NlnaoGL_L2ZXb47o8RR4Anv7Via0-f93vBbTc6N-rV4NV_lGPndMrZYLaxCaRJWmmNVydRbYY0zNwmylxwfeYD8X1GOzTodQlphXkeEmaFSxWrUpXuS2m_c2JMUZ074EDTNO5G681OuZHOHPiOkujKBv-KxEW2yBg5oG08uyBUhAfyNlVLfvYO-51PAg!!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\">indexu spotrebite\u013esk\u00fdch cien zo septembra 2022<\/a> r\u00e1stli medziro\u010dne ceny vo v\u0161etk\u00fdch sledovan\u00fdch odboroch spotrebn\u00e9ho ko\u0161a. Viac ako polovica z nich <strong>dosiahla medziro\u010dn\u00fd rast vy\u0161\u0161\u00ed ako 10 %<\/strong>.<\/p>\n\n\n\n<p>Potraviny boli <strong>vo v\u0161eobecnosti drah\u0161ie o 24,1 %<\/strong>. Najviac st\u00fapli ceny olejov a tukov, a to o 58,4 %, chlieb a obilniny o 27,1 %, mlieko, syry a vajcia o 26,4 %, m\u00e4so o 25 %, zelenina o 14,3 % a ovocie o 11,6 %.<\/p>\n\n\n\n<p>Vy\u0161\u0161ie ceny m\u00f4\u017eeme pozorova\u0165 aj v r\u00e1mci nealkoholick\u00fdch n\u00e1pojov, za ktor\u00e9 sme si v septembri <strong>priplatili o 14,9 % viac<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00bfSab\u00edas que ...<\/h3>\n\n\n\n<ul>\n<li>s\u00fahrnne za dev\u00e4\u0165 mesiacov v roku 2022 sa spotrebite\u013esk\u00e9 ceny zv\u00fd\u0161ili <strong>priemerne o 11,9<\/strong> %?<\/li>\n<\/ul>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Zv\u00fd\u0161enie cien energi\u00ed poc\u00edti ka\u017ed\u00e1 dom\u00e1cnos\u0165<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-1024x683.jpg\" alt=\"\" class=\"wp-image-325812\" srcset=\"https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-1024x683.jpg 1024w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-300x200.jpg 300w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-150x100.jpg 150w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-768x512.jpg 768w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-1536x1024.jpg 1536w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-2048x1365.jpg 2048w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-18x12.jpg 18w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/12\/sara-kurfess-untSDM2Hihg-unsplash-1-scaled.jpg 2560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Ceny b\u00fdvania a energi\u00ed sa pod\u013ea \u0160tatistick\u00e9ho \u00faradu <strong>zv\u00fd\u0161ili o 16,6 %<\/strong>. Rast cien zo za\u010diatku roka ovplyvnili najm\u00e4 o 33,6 % drah\u0161ie pevn\u00e9 paliv\u00e1. Na n\u00e1klady dom\u00e1cnost\u00ed v septembri 2022 mali n\u00e1sledne vplyv aj o 4,4 % drah\u0161ie dod\u00e1vky vody a o 19,9 % drah\u0161ie n\u00e1klady na \u00fadr\u017ebu a opravy obydlia.<\/p>\n\n\n\n<p>Mnoh\u00ed sa ob\u00e1vaj\u00fa zvy\u0161ovania cien energi\u00ed v bud\u00facom roku. \u0160t\u00e1t preto pri\u0161iel <strong>s rie\u0161en\u00edm zastropenia cien<\/strong>, ktor\u00e9 bude zatia\u013e plati\u0165 od 1. janu\u00e1ra do 31. marca. Ceny sa zastropili takto:<\/p>\n\n\n\n<ul>\n<li><strong>199 eur <\/strong>za megawatthodinu pre silov\u00fa zlo\u017eku elektriny,<\/li>\n\n\n\n<li><strong>99 eur<\/strong> za megawatthodinu pre silov\u00fa zlo\u017eku plynu.<\/li>\n<\/ul>\n\n\n\n<p>Spotrebu nad tieto hranice <strong>preplat\u00ed<\/strong> <strong>\u0161t\u00e1t<\/strong>.<\/p>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Ako bojova\u0165 proti zvy\u0161ovaniu cien a infl\u00e1cii?<\/h2>\n\n\n\n<p>\u017divotu s infl\u00e1ciou sme venovali <a href=\"https:\/\/investinslovakia.eu\/sk\/zivot-s-inflaciou-ako-sa-s-nou-vyrovnat\/\">cel\u00fd \u010dl\u00e1nok<\/a>. Av\u0161ak najlep\u0161\u00edm sp\u00f4sobom, ako bojova\u0165 proti infl\u00e1cii, je <strong>zhodnocova\u0165 peniaze prostredn\u00edctvom investovania<\/strong>. V s\u00fa\u010dasnosti sa v\u0161ak dar\u00ed len niektor\u00fdm oblastiam, v ktor\u00fdch by ste mohli nie\u010do zarobi\u0165. Jednou z nich s\u00fa nehnute\u013enosti. Do nich m\u00f4\u017eete investova\u0165 prostredn\u00edctvom <a href=\"https:\/\/investinslovakia.eu\/sk\">la realidad del crowdfunding<\/a> u\u017e od 100 eur. Vysk\u00fa\u0161ajte to aj vy a nedovo\u013ete, aby v\u00e1m zvy\u0161ovanie cien robilo starosti.<\/p>","protected":false},"excerpt":{"rendered":"<p>Neust\u00e1le zvy\u0161ovanie cien a \u010doraz vy\u0161\u0161ia infl\u00e1cia sp\u00f4sobuj\u00fa, \u017ee be\u017en\u00e9 v\u00fddavky, ako napr\u00edklad n\u00e1kup potrav\u00edn, odkrajuj\u00fa z rozpo\u010dtu ove\u013ea viac ako kedysi. Za \u010do si priplat\u00edme najviac a o ko\u013eko? \u00darokov\u00e9 sadzby rast\u00fa u\u017e nieko\u013eko mesiacov \u00daroky na hypot\u00e9kach, spotrebn\u00fdch \u00faveroch a \u010fal\u0161\u00edch typoch p\u00f4\u017ei\u010diek rast\u00fa u\u017e nieko\u013eko mesiacov. V septembri v\u0161ak pri\u0161lo k v\u00fdrazn\u00e9mu [&hellip;]<\/p>","protected":false},"author":5,"featured_media":325811,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O ko\u013eko mi v tomto roku st\u00fapnu v\u00fddavky? - Invest in Slovakia<\/title>\n<meta name=\"description\" content=\"\u00darokov\u00e9 sadzby rast\u00fa u\u017e nieko\u013eko mesiacov a zvy\u0161uj\u00fa sa aj ceny za potraviny. 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