{"id":904,"date":"2020-08-19T00:00:00","date_gmt":"2020-08-18T22:00:00","guid":{"rendered":"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/"},"modified":"2021-12-07T21:05:57","modified_gmt":"2021-12-07T19:05:57","slug":"najcastejsie-myty-o-peniazoch-1","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/es\/najcastejsie-myty-o-peniazoch-1\/","title":{"rendered":"Los mitos m\u00e1s comunes sobre el dinero #1"},"content":{"rendered":"<p><em>La gesti\u00f3n de las finanzas personales sigue siendo un reto para muchas personas hoy en d\u00eda. Las d\u00e9biles bases de conocimiento del sistema educativo contribuyen a crear creencias sobre el dinero que no siempre son ciertas. Hoy analizamos los 3 mitos m\u00e1s comunes sobre el dinero que la gente sigue creyendo hoy en d\u00eda.<\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Mito n\u00ba 1: Invertir es siempre de alto riesgo<\/h4>\n\n\n\n<p>Muchas personas persiguen los mercados financieros para obtener un beneficio r\u00e1pido, por lo que compran las llamadas inversiones alternativas en forma de bitcoins, oro, opciones, o deciden comprar acciones individuales de empresas. <strong>Este tipo de inversi\u00f3n, especialmente para un inversor inexperto, puede ser tan rentable como comprar un billete de loter\u00eda.&nbsp;<\/strong><br><\/p>\n\n\n\n<p>Si quiere gestionar el riesgo de sus inversiones, en lugar de invertir en activos de riesgo que tienen muchas probabilidades de hacerle perder dinero, mire <strong>inversiones en fondos indexados, fondos inmobiliarios o <\/strong><a href=\"https:\/\/investiciaslovensko.sk\/\"><strong>crowdfunding inmobiliario<\/strong><\/a><strong>.<\/strong> Adem\u00e1s de la emoci\u00f3n de invertir, estas inversiones le proporcionar\u00e1n \u00e9xito financiero a largo plazo.<br><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Mito 2: Todos los tipos de deuda son malos<\/h4>\n\n\n\n<p>Si tienes deudas, pagarlas cuanto antes es sin duda una buena idea. Pero eso no significa que todas las deudas sean necesariamente malas. Por supuesto, <strong>los peores tipos de deuda son las tarjetas de cr\u00e9dito y los pr\u00e9stamos de empresas no bancarias<\/strong>donde el tipo de inter\u00e9s puede subir hasta 15 o 20% al a\u00f1o. Adem\u00e1s, la gente utiliza este dinero sobre todo para comprar bienes, coches, regalos o para pagar otras deudas, lo que no les acerca a la vida deseada ni a la independencia financiera.<br><\/p>\n\n\n\n<p>Sin embargo, a diferencia de las tarjetas de cr\u00e9dito, tambi\u00e9n existen hipotecas, por ejemplo, que se clasifican como \"buenas a largo plazo\" . <strong>Las buenas deudas son las que te ayudan a avanzar en tu vida en la direcci\u00f3n que deseas.<\/strong> Por lo tanto, tambi\u00e9n podemos contar el dinero de los pr\u00e9stamos utilizados para la educaci\u00f3n como una buena deuda, pero s\u00f3lo si tiene un tipo de inter\u00e9s inferior a 8% al a\u00f1o. Adem\u00e1s, los pr\u00e9stamos hipotecarios est\u00e1n pignorados contra bienes inmuebles, que tienen un valor en s\u00ed mismos que puede ser monetizado en caso de emergencia para pagar el mencionado pr\u00e9stamo hipotecario.<br><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Mito n\u00ba 3: La propiedad es mejor que el alquiler<\/h4>\n\n\n\n<p>Aunque la hipoteca es el mejor tipo de deuda, no siempre vale la pena invertir directamente en la compra de un inmueble. Para la mayor\u00eda de las personas, la compra de una propiedad es la mayor adquisici\u00f3n que har\u00e1n en su vida. Sin embargo, conlleva una hipoteca de 30 a\u00f1os y otras obligaciones financieras que deben cumplirse para mantener la propiedad.&nbsp;<br><\/p>\n\n\n\n<p><strong>Por lo tanto, si prefiere vivir en el centro de la ciudad o en un lugar caro, o si a\u00fan no ha decidido d\u00f3nde quiere establecerse, el alquiler de una vivienda es probablemente la soluci\u00f3n m\u00e1s pr\u00e1ctica para usted. <\/strong>Adem\u00e1s, la compra de una propiedad reducir\u00e1 significativamente su flujo de caja mensual y tendr\u00e1 que privarse de otros placeres de la vida, como viajar, comprar bienes y servicios o visitar con frecuencia los restaurantes.<br><\/p>\n\n\n\n<p>\u00bfQu\u00e9 mitos sobre el dinero ha cre\u00eddo durante mucho tiempo? H\u00e1ganoslo saber y puede esperar la segunda parte de la serie Mitos del dinero, en la que exploraremos m\u00e1s mitos que pueden estar impidi\u00e9ndole alcanzar la libertad financiera.<\/p>\n\n\n\n<p><em>*\u00bfHas encontrado un error? Env\u00edenos un correo electr\u00f3nico a podpora@investiciaslovensko.sk<\/em> <\/p>","protected":false},"excerpt":{"rendered":"<p>La gesti\u00f3n de las finanzas personales sigue siendo un reto para muchas personas hoy en d\u00eda. Las d\u00e9biles bases de conocimiento del sistema educativo contribuyen a crear creencias sobre el dinero que no siempre son ciertas. Hoy analizamos los 3 mitos m\u00e1s comunes sobre el dinero que la gente sigue creyendo hoy en d\u00eda. Mito n\u00ba 1: Invertir es siempre de alto riesgo Muchas personas persiguen el [...]<\/p>","protected":false},"author":3,"featured_media":1622,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1 - Invest in Slovakia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1 - Invest in Slovakia\" \/>\n<meta property=\"og:description\" content=\"Riadenie osobn\u00fdch financi\u00ed je aj v dne\u0161nej dobe st\u00e1le pre mnoho \u013eud\u00ed n\u00e1ro\u010dn\u00e9. Slab\u00e9 vedomostn\u00e9 z\u00e1klady zo vzdel\u00e1vacieho syst\u00e9mu prispievaj\u00fa k presved\u010deniam o peniazoch, ktor\u00e9 nie s\u00fa v\u017edy pravdiv\u00e9. Dnes sa pozrieme na 3 naj\u010dastej\u0161ie m\u00fdty o peniazoch, ktor\u00fdm \u013eudia dodnes veria. M\u00fdtus \u010d.1: Investovanie je v\u017edy vysoko rizikov\u00e9 Mnoho \u013eud\u00ed sa nah\u00e1\u0148a na finan\u010dn\u00fdch [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\" \/>\n<meta property=\"og:site_name\" content=\"Invest in Slovakia\" \/>\n<meta property=\"article:published_time\" content=\"2020-08-18T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-07T19:05:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2020\/09\/StockSnap_WX191DV28C-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anton Drozda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anton Drozda\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\"},\"author\":{\"name\":\"Anton Drozda\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/person\/7badbc0ebf4d3125b7842c4ecd7558aa\"},\"headline\":\"Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1\",\"datePublished\":\"2020-08-18T22:00:00+00:00\",\"dateModified\":\"2021-12-07T19:05:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\"},\"wordCount\":635,\"publisher\":{\"@id\":\"https:\/\/investinslovakia.eu\/#organization\"},\"articleSection\":[\"O investovan\u00ed\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\",\"url\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\",\"name\":\"Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1 - Invest in Slovakia\",\"isPartOf\":{\"@id\":\"https:\/\/investinslovakia.eu\/#website\"},\"datePublished\":\"2020-08-18T22:00:00+00:00\",\"dateModified\":\"2021-12-07T19:05:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/investinslovakia.eu\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/investinslovakia.eu\/#website\",\"url\":\"https:\/\/investinslovakia.eu\/\",\"name\":\"Invest in Slovakia\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/investinslovakia.eu\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/investinslovakia.eu\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/investinslovakia.eu\/#organization\",\"name\":\"Invest in Slovakia\",\"url\":\"https:\/\/investinslovakia.eu\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png\",\"contentUrl\":\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png\",\"width\":1600,\"height\":1200,\"caption\":\"Invest in Slovakia\"},\"image\":{\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/person\/7badbc0ebf4d3125b7842c4ecd7558aa\",\"name\":\"Anton Drozda\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1 - Invest in Slovakia","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/investinslovakia.eu\/najcastejsie-myty-o-peniazoch-1\/","og_locale":"es_ES","og_type":"article","og_title":"Naj\u010dastej\u0161ie m\u00fdty o peniazoch #1 - Invest in Slovakia","og_description":"Riadenie osobn\u00fdch financi\u00ed je aj v dne\u0161nej dobe st\u00e1le pre mnoho \u013eud\u00ed n\u00e1ro\u010dn\u00e9. 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