{"id":325351,"date":"2022-10-19T12:14:34","date_gmt":"2022-10-19T10:14:34","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=325351"},"modified":"2023-06-28T09:22:21","modified_gmt":"2023-06-28T07:22:21","slug":"financna-gramotnost-slovakov-je-nizka-ako-ju-zlepsit","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/ru\/financna-gramotnost-slovakov-je-nizka-ako-ju-zlepsit\/","title":{"rendered":"\u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u044c \u0441\u043b\u043e\u0432\u0430\u043a\u043e\u0432 \u043d\u0438\u0437\u043a\u0430\u044f, \u043a\u0430\u043a \u0435\u0435 \u043f\u043e\u0432\u044b\u0441\u0438\u0442\u044c?"},"content":{"rendered":"<p><strong>\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u0445 \u043e\u043f\u0440\u043e\u0441\u043e\u0432, \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u043d\u044b\u0445 \u0432 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u0433\u043e\u0434\u044b, \u0443\u0440\u043e\u0432\u0435\u043d\u044c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0438 \u0441\u043b\u043e\u0432\u0430\u043a\u043e\u0432 \u043d\u0435\u0432\u044b\u0441\u043e\u043a. \u041d\u0430\u0438\u0431\u043e\u043b\u044c\u0448\u0435\u0435 \u0432\u043b\u0438\u044f\u043d\u0438\u0435 \u043d\u0430 \u043d\u0435\u0433\u043e \u043e\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442 \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u043d\u0438\u0435, \u043d\u043e \u043e\u0442\u0447\u0430\u0441\u0442\u0438 \u043d\u0430 \u043d\u0435\u0433\u043e \u0442\u0430\u043a\u0436\u0435 \u0432\u043b\u0438\u044f\u0435\u0442 \u0440\u0430\u0437\u043c\u0435\u0440 \u0433\u043e\u0440\u043e\u0434\u0430, \u0438\u0437 \u043a\u043e\u0442\u043e\u0440\u043e\u0433\u043e \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0440\u043e\u0434\u043e\u043c, \u0438 \u0441\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0435 \u043e\u043a\u0440\u0443\u0436\u0435\u043d\u0438\u0435. \u041d\u0435\u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u044b\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u043f\u0440\u0438\u0432\u044b\u0447\u043a\u0438 \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u043d\u0435\u043e\u0441\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u043d\u043e\u0441\u0442\u044c \u043d\u0435 \u0441\u043b\u0438\u0448\u043a\u043e\u043c \u0431\u0435\u0441\u043f\u043e\u043a\u043e\u044f\u0442 \u0441\u043b\u043e\u0432\u0430\u043a\u043e\u0432. \u041e\u0434\u043d\u0430\u043a\u043e \u043e\u043d\u0438 \u0432 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0441\u0442\u0435\u043f\u0435\u043d\u0438 \u0432\u043b\u0438\u044f\u044e\u0442 \u043d\u0430 \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u0435 \u0432\u0430\u0436\u043d\u044b\u0445 \u0436\u0438\u0437\u043d\u0435\u043d\u043d\u044b\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439.<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u0421\u043b\u043e\u0432\u0430\u043a\u0438 \u0434\u043e\u0432\u0435\u0440\u044f\u044e\u0442 \u0441\u0435\u0431\u0435 \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043b\u043e \u0431\u044b<\/h2>\n\n\n\n<p>\u0412 \u0421\u043b\u043e\u0432\u0430\u043a\u0438\u0438 \u043d\u0435 \u0442\u0430\u043a \u043c\u043d\u043e\u0433\u043e \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0439 \u043f\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0438, \u0447\u0442\u043e, \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e, \u0433\u043e\u0432\u043e\u0440\u0438\u0442 \u0441\u0430\u043c\u043e \u0437\u0430 \u0441\u0435\u0431\u044f), \u043d\u043e \u0434\u0430\u0436\u0435 \u0438\u0437 \u0442\u0435\u0445 \u043d\u0435\u043c\u043d\u043e\u0433\u0438\u0445 \u043c\u043e\u0436\u043d\u043e \u043b\u0435\u0433\u043a\u043e \u043f\u043e\u043d\u044f\u0442\u044c, \u043d\u0430 \u043a\u0430\u043a\u043e\u043c \u0443\u0440\u043e\u0432\u043d\u0435 \u043c\u044b \u043d\u0430\u0445\u043e\u0434\u0438\u043c\u0441\u044f. 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\u043d\u0438\u0436\u0435 \u0441\u0440\u0435\u0434\u043d\u0435\u0433\u043e, \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u0435\u0442\u0441\u044f \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u043c\u0438 \u0434\u0430\u043d\u043d\u044b\u043c\u0438 <a href=\"https:\/\/read.oecd-ilibrary.org\/education\/pisa-2018-results-volume-iv_48ebd1ba-en#page1\">\u0418\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0435 PISA 2018 \u0433\u043e\u0434\u0430<\/a>. \u0421\u043b\u043e\u0432\u0430\u043a\u0438\u044f \u043d\u0430\u0431\u0440\u0430\u043b\u0430 481 \u0431\u0430\u043b\u043b, \u0432 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044c \u0434\u0440\u0443\u0433\u0438\u0445 \u0441\u0442\u0440\u0430\u043d <strong>\u0431\u044b\u043b \u043d\u0430 \u0443\u0440\u043e\u0432\u043d\u0435 505 \u043f\u0443\u043d\u043a\u0442\u043e\u0432<\/strong>. \u0422\u043e\u043b\u044c\u043a\u043e \u0427\u0438\u043b\u0438 \u043d\u0430\u0431\u0440\u0430\u043b\u0430 \u043c\u0435\u043d\u044c\u0448\u0435 \u0431\u0430\u043b\u043b\u043e\u0432, \u0447\u0435\u043c \u0421\u043b\u043e\u0432\u0430\u043a\u0438\u044f \u0432 \u044d\u0442\u043e\u043c \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0438.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-325352\" srcset=\"https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-1024x683.jpg 1024w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-300x200.jpg 300w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-150x100.jpg 150w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-768x512.jpg 768w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-1536x1024.jpg 1536w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-2048x1365.jpg 2048w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-18x12.jpg 18w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/10\/alexander-grey-eMP4sYPJ9x0-unsplash-scaled.jpg 2560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u0418\u0441\u0442\u043e\u0447\u043d\u0438\u043a: <a href=\"https:\/\/unsplash.com\/photos\/eMP4sYPJ9x0\" target=\"_blank\" rel=\"noreferrer noopener\">Unsplash.com<\/a><\/figcaption><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u041a\u0430\u043a \u043f\u043e\u0432\u044b\u0441\u0438\u0442\u044c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0443\u044e \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u044c?<\/h2>\n\n\n\n<p>\u041e\u0434\u043d\u0438\u043c \u0438\u0437 \u0441\u043f\u043e\u0441\u043e\u0431\u043e\u0432 \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0438 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0432 \u0448\u043a\u043e\u043b\u0430\u0445 \u0431\u043e\u043b\u044c\u0448\u0435\u0433\u043e \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u043c\u0435\u0440\u043e\u043f\u0440\u0438\u044f\u0442\u0438\u0439, \u0432 \u0445\u043e\u0434\u0435 \u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0443\u0447\u0430\u0449\u0438\u0435\u0441\u044f \u0441 \u0440\u0430\u043d\u043d\u0435\u0433\u043e \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0430 \u043f\u043e\u043b\u0443\u0447\u0430\u044e\u0442 \u0431\u0430\u0437\u043e\u0432\u0443\u044e \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044e \u043e \u0434\u0435\u043d\u044c\u0433\u0430\u0445. \u0415\u0449\u0435 \u0432 2020 \u0433\u043e\u0434\u0443 \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u043d\u0438\u044f \u0437\u0430\u044f\u0432\u0438\u043b\u043e, \u0447\u0442\u043e \u0431\u0443\u0434\u0435\u0442 \u043e\u043a\u0430\u0437\u044b\u0432\u0430\u0442\u044c \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0443 \u0448\u043a\u043e\u043b\u0430\u043c \u0438 \u043f\u0435\u0434\u0430\u0433\u043e\u0433\u0430\u043c \u0432 \u044d\u0442\u043e\u043c \u0432\u043e\u043f\u0440\u043e\u0441\u0435, <strong>\u043d\u043e \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0439 \u043f\u043e\u043a\u0430 \u043d\u0435 \u0432\u0438\u0434\u043d\u043e<\/strong>.<\/p>\n\n\n\n<p>\u0427\u0442\u043e\u0431\u044b \u043f\u043e\u043c\u043e\u0447\u044c \u043f\u0435\u0434\u0430\u0433\u043e\u0433\u0430\u043c \u0438 \u0443\u0447\u0435\u043d\u0438\u043a\u0430\u043c, \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043b\u0435\u0442 \u043d\u0430\u0437\u0430\u0434 \u0441\u043e\u0437\u0434\u0430\u043b\u043e \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u043f\u043e\u0440\u0442\u0430\u043b <a href=\"https:\/\/www.edu-centrum.sk\/\">Edu-centrum.sk<\/a>, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043d\u0435 \u043e\u0431\u043d\u043e\u0432\u043b\u044f\u043b\u0441\u044f \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043f\u044f\u0442\u0438 \u043b\u0435\u0442. \u041b\u044e\u0434\u0438, \u0436\u0435\u043b\u0430\u044e\u0449\u0438\u0435 \u043f\u043e\u0432\u044b\u0441\u0438\u0442\u044c \u0441\u0432\u043e\u044e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0443\u044e \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u044c, \u043f\u043e\u043b\u0443\u0447\u0430\u044e\u0442 \u0432 \u0441\u0432\u043e\u0435 \u0440\u0430\u0441\u043f\u043e\u0440\u044f\u0436\u0435\u043d\u0438\u0435<strong> \u0442\u043e\u043b\u044c\u043a\u043e \u043e\u0434\u0438\u043d \u043e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u043f\u043e\u0440\u0442\u0430\u043b \u043e\u0442 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0430<\/strong>\u043a\u043e\u0442\u043e\u0440\u044b\u0439 <a href=\"https:\/\/www.fininfo.sk\/\">Fininfo.sk<\/a>.<\/p>\n\n\n\n<p>\u0415\u0449\u0435 \u043e\u0434\u043d\u0438\u043c \u0440\u0435\u0448\u0435\u043d\u0438\u0435\u043c \u0434\u043b\u044f \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0438 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0441\u0430\u043c\u043e\u043e\u0431\u0443\u0447\u0435\u043d\u0438\u0435. \u0421\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u043c\u043d\u043e\u0436\u0435\u0441\u0442\u0432\u043e \u0437\u0430\u0440\u0443\u0431\u0435\u0436\u043d\u044b\u0445 \u0440\u0435\u0441\u0443\u0440\u0441\u043e\u0432, \u0438 \u043c\u044b \u0442\u0430\u043a\u0436\u0435 \u043c\u043e\u0436\u0435\u043c \u043f\u043e\u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u043e\u0432\u0430\u0442\u044c \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0441\u043b\u043e\u0432\u0430\u0446\u043a\u0438\u0445. \u0412 \u0434\u043e\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u0435 \u043a \u0441\u0442\u0430\u0442\u044c\u044f\u043c \u043e \u043d\u0430\u0448\u0435\u0439 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 <a href=\"https:\/\/investinslovakia.eu\/sk\/category\/blog\/o-investovani\/\">\u0431\u043b\u043e\u0433<\/a> \u043f\u043e\u0440\u0442\u0430\u043b, \u0431\u0435\u0437\u0443\u0441\u043b\u043e\u0432\u043d\u043e, \u0437\u0430\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u0435\u0442 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u044f <a href=\"https:\/\/5penazi.sk\/\">5p<\/a> \u0438 \u0441\u0430\u0439\u0442, \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u043c\u044b\u0439 \u043d\u0430 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u043c \u0443\u0440\u043e\u0432\u043d\u0435 <a href=\"https:\/\/academy.investopedia.com\/\">Investopedia<\/a>.<\/p>\n\n\n\n<p>\u041a\u0430\u043a \u0434\u0435\u043b\u0430? \u0412\u044b \u0442\u0430\u043a\u0436\u0435 \u043c\u043e\u0436\u0435\u0442\u0435 \u043e\u0446\u0435\u043d\u0438\u0442\u044c \u0441\u0432\u043e\u044e \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u043e\u043d\u043d\u0443\u044e \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u044c, \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0432&nbsp;<a href=\"https:\/\/rozumieminvesticiam.sk\/\">\u0432 \u043e\u0434\u043d\u043e\u0438\u043c\u0435\u043d\u043d\u043e\u043c \u0438\u043d\u0434\u0435\u043a\u0441\u0435<\/a>. \u041e\u0446\u0435\u043d\u043a\u0430 \u0432\u0430\u0448\u0438\u0445 \u0442\u0435\u043a\u0443\u0449\u0438\u0445 \u0437\u043d\u0430\u043d\u0438\u0439 \u043f\u043e\u0434\u0441\u043a\u0430\u0436\u0435\u0442 \u0432\u0430\u043c \u0434\u0430\u043b\u044c\u043d\u0435\u0439\u0448\u0438\u0439 \u043f\u0443\u0442\u044c. \u041d\u043e \u043d\u0435 \u0437\u0430\u0431\u044b\u0432\u0430\u0439\u0442\u0435 \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0442\u044c \u0442\u0435\u043e\u0440\u0435\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0437\u043d\u0430\u043d\u0438\u044f, \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u043d\u044b\u0435 \u0432\u043e \u0432\u0440\u0435\u043c\u044f \u0443\u0447\u0435\u0431\u044b, \u043d\u0430 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0435, \u0431\u0443\u0434\u044c \u0442\u043e \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0438\u043b\u0438 \u043d\u043e\u0432\u0430\u044f \u0444\u043e\u0440\u043c\u0430 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u0445 \u043e\u043f\u0440\u043e\u0441\u043e\u0432, \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u043d\u044b\u0445 \u0432 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u0433\u043e\u0434\u044b, \u0443\u0440\u043e\u0432\u0435\u043d\u044c 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