{"id":326488,"date":"2023-03-23T10:15:46","date_gmt":"2023-03-23T08:15:46","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=326488"},"modified":"2023-05-16T08:29:56","modified_gmt":"2023-05-16T06:29:56","slug":"diverzifikacia-a-crowdfunding-nehnutelnosti-vitazna-investicna-strategia-pre-kazdeho-investora","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/ru\/diverzifikacia-a-crowdfunding-nehnutelnosti-vitazna-investicna-strategia-pre-kazdeho-investora\/","title":{"rendered":"Diverzifik\u00e1cia a crowdfunding nehnute\u013enost\u00ed: V\u00ed\u0165azn\u00e1 investi\u010dn\u00e1 strat\u00e9gia pre ka\u017ed\u00e9ho investora"},"content":{"rendered":"

Zrejme ka\u017ed\u00fd investor u\u017e aspo\u0148 raz po\u010dul fr\u00e1zu, \u017ee \u201ediverzifik\u00e1cia je k\u013e\u00fa\u010dov\u00e1\". Aj jej vyu\u017eitie a benefity maj\u00fa svoje medze a pravidl\u00e1. Av\u0161ak, <\/strong>investovanie do \u0161irokej \u0161k\u00e1ly akt\u00edv je z\u00e1kladom akejko\u013evek \u00faspe\u0161nej investi\u010dnej strat\u00e9gie. Diverzifik\u00e1cia nielen\u017ee pom\u00e1ha zni\u017eova\u0165 riziko, ale tie\u017e zvy\u0161uje potenci\u00e1l vy\u0161\u0161\u00edch v\u00fdnosov a preto je mnoh\u00fdmi odborn\u00edkmi ozna\u010dovan\u00e1 za jednu z najd\u00f4le\u017eitej\u0161\u00edch z\u00e1sad investovania. V tomto \u010dl\u00e1nku presk\u00famame v\u00fdhody diverzifik\u00e1cie a vysvetl\u00edme, pre\u010do crowdfunding nehnute\u013enost\u00ed predstavuje jedine\u010dn\u00fa a atrakt\u00edvnu pr\u00edle\u017eitos\u0165 pre ka\u017ed\u00fd typ investora.<\/strong><\/p>\n\n\n\n

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\u010co je to diverzifik\u00e1cia?<\/h2>\n\n\n\n

Diverzifik\u00e1cia je proces rozlo\u017eenia va\u0161ich invest\u00edci\u00ed do \u0161irok\u00e9ho spektra akt\u00edv, odvetv\u00ed a geografick\u00fdch oblast\u00ed s cie\u013eom minimalizova\u0165 riziko a volatilitu. V\u010faka nej vie investor minimalizova\u0165 v\u00e4\u010d\u0161inu riz\u00edk, ktor\u00e9 sa s investovan\u00edm sp\u00e1jaj\u00fa<\/a>. Diverzifikovan\u00e9 portf\u00f3lio toti\u017e m\u00f4\u017ee pom\u00f4c\u0165 ochr\u00e1ni\u0165 v\u00e1\u0161 majetok<\/strong> po\u010das poklesov na trhu a zabezpe\u010di\u0165 stabilnej\u0161ie a dlhodobej\u0161ie v\u00fdnosy. Investovan\u00edm do r\u00f4znych typov akt\u00edv m\u00f4\u017eete zn\u00ed\u017ei\u0165 vplyv jednej nev\u00fdkonnej invest\u00edcie na va\u0161e celkov\u00e9 portf\u00f3lio.<\/p>\n\n\n\n

Diverzifikova\u0165 m\u00f4\u017ee investor aj v r\u00e1mci jedn\u00e9ho typu akt\u00edv \u2013 napr\u00edklad ak investuje do akci\u00ed technologick\u00fdch spolo\u010dnost\u00ed, z\u00e1rove\u0148 si k\u00fapi aj akcie v realitnom odvetv\u00ed. Tieto odvetvia s\u00fa n\u00edzko korelovan\u00e9 a teda k\u00fdm sa jedn\u00e9mu dar\u00ed, druh\u00e9 \u010dasto stagnuje a naopak. Z tohto h\u013eadiska je v\u0161ak najbezpe\u010dnej\u0161ie vyh\u013eada\u0165 negat\u00edvne korelovan\u00e9 invest\u00edcie. Teda ak jedna invest\u00edcia rastie, druh\u00e1 kles\u00e1 a naopak.<\/p>\n\n\n\n

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\"How<\/figure>\n\n\n\n
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Tak\u00fdto pr\u00edpad v s\u00fa\u010dasnosti v\u0161ak v r\u00e1mci jedn\u00e9ho, rovnak\u00e9ho typu akt\u00edv nen\u00e1jdete. Najspo\u013eahlivej\u0161ou diverzifik\u00e1ciou je teda rozlo\u017eenie portf\u00f3lia medzi r\u00f4zne investi\u010dn\u00e9 akt\u00edva<\/strong>. Teda ak m\u00e1m v\u00e4\u010d\u0161inu svojho portf\u00f3lia alokovan\u00fa do volatiln\u00fdch akci\u00ed, ako diverzifik\u00e1tor pou\u017eijem napr\u00edklad dlhopisy, REITy alebo in\u00e9 stabilnej\u0161ie invest\u00edcie. Jedn\u00fdm z t\u00fdch najlep\u0161\u00edch sp\u00f4sobov diverzifik\u00e1cie v\u00e1\u0161ho portf\u00f3lia s\u00fa pr\u00e1ve invest\u00edcie do nehnute\u013enost\u00ed. Tie s\u00fa dlhodobo ob\u013e\u00fabenou investi\u010dnou mo\u017enos\u0165ou, a to z dobr\u00e9ho d\u00f4vodu. Pon\u00fakaj\u00fa cel\u00fd rad v\u00fdhod vr\u00e1tane stability, pe\u0148a\u017en\u00fdch tokov, dlhodob\u00e9ho zhodnotenia, aj ve\u013emi jednoduchej diverzifik\u00e1cie.<\/p>\n\n\n\n

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Pre\u010do s\u00fa nehnute\u013enosti dobrou diverzifika\u010dnou strat\u00e9giou?<\/h2>\n\n\n\n

Nehnute\u013enosti sa u\u017e dlho pova\u017euj\u00fa za spo\u013eahliv\u00fd investi\u010dn\u00fd n\u00e1stroj na diverzifik\u00e1ciu. A to hne\u010f z viacer\u00fdch k\u013e\u00fa\u010dov\u00fdch d\u00f4vodov:<\/p>\n\n\n\n