{"id":329978,"date":"2025-10-23T14:29:05","date_gmt":"2025-10-23T12:29:05","guid":{"rendered":"https:\/\/wordpress.investinslovakia.eu\/?p=329978"},"modified":"2025-10-27T15:54:45","modified_gmt":"2025-10-27T13:54:45","slug":"co-je-crowdfunding","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/ru\/co-je-crowdfunding\/","title":{"rendered":"\u010co je crowdfunding?"},"content":{"rendered":"

Investovanie do nehnute\u013enost\u00ed u\u017e d\u00e1vno nie je len pre developerov a ve\u013ek\u00fdch investorov. V\u010faka crowdfundingu dnes m\u00f4\u017ee participova\u0165 na realitnom projekte prakticky ka\u017ed\u00fd, a to u\u017e aj od 50 eur bez toho, aby vlastnil byt alebo pozemok.<\/p>

\n\n\n\n

Funguje to jednoducho: viacer\u00ed mikroinvestori financuj\u00fa projekt spolo\u010dne. Tak\u00fdto model je v\u00fdhodn\u00fd pre obe strany \u2013 developer z\u00edska kapit\u00e1l a investori stabiln\u00e9 zhodnotenie invest\u00edcie. A ako cel\u00fd proces prebieha v praxi? Pozrime sa na to bli\u017e\u0161ie.<\/p>
\n\n\n\n

Ako funguje kolekt\u00edvne investovanie?<\/strong><\/h2>\n\n\n\n

Crowdfunding umo\u017e\u0148uje viacer\u00fdm investorom posklada\u0165 svoje peniaze na jeden konkr\u00e9tny projekt. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o v\u00fdstavbu bytov\u00e9ho domu alebo rekon\u0161trukciu nehnute\u013enosti.<\/p>

\n\n\n\n

Ke\u010f sa cie\u013eov\u00e1 suma vyzbiera, developer projekt realizuje a vlo\u017een\u00fd <\/strong>kapit\u00e1l za\u010d\u00edna generova\u0165 dohodnut\u00fd v\u00fdnos, ktor\u00fd sa vypl\u00e1ca mesa\u010dne alebo ro\u010dne.<\/p>

\n\n\n\n

Znie to komplikovane? V praxi v\u0161ak proces vyzer\u00e1 takto jednoducho:<\/p>
\n\n\n\n

    \n
  1. Vyberiete si projekt<\/strong> na na\u0161ej online platforme.<\/li>\n\n\n\n
  2. Vlo\u017e\u00edte va\u0161u invest\u00edciu <\/strong>(napr\u00edklad 300 eur).<\/li>\n\n\n\n
  3. Sledujete priebeh<\/strong> vo svojom investorskom \u00fa\u010dte.<\/li>\n\n\n\n
  4. Dost\u00e1vate dohodnut\u00e9 v\u00fdnosy<\/strong>, naj\u010dastej\u0161ie 15 % ro\u010dne.<\/li>\n<\/ol>\n\n\n\n

    Be\u017en\u00e1 d\u013a\u017eka invest\u00edcie, teda investi\u010dn\u00fd horizont, je 12 a\u017e 36 mesiacov<\/strong>, pri\u010dom do jedn\u00e9ho projektu m\u00f4\u017eete vlo\u017ei\u0165 od 50 do 30 000 \u20ac, pod\u013ea vlastn\u00fdch mo\u017enost\u00ed a strat\u00e9gie.<\/p>

    \n\n\n\n

    Pre\u010do je crowdfunding popul\u00e1rny?<\/strong><\/h2>\n\n\n\n

    Realitn\u00fd crowdfunding predstavuje zaisten\u00e9 kr\u00e1tkodob\u00e9 invest\u00edcie, pri ktor\u00fdch dl\u017en\u00edk ru\u010d\u00ed nehnute\u013enos\u0165ou.<\/p>

    \n\n\n\n

    V praxi to znamen\u00e1, \u017ee invest\u00edcia je kryt\u00e1 majetkom a m\u00e1 vy\u0161\u0161iu mieru bezpe\u010dnosti ako be\u017en\u00e9 nezabezpe\u010den\u00e9 p\u00f4\u017ei\u010dky. Okrem toho crowdfunding investorovi umo\u017e\u0148uje:<\/p>
    \n\n\n\n

    \u2714 Investova\u0165 aj mal\u00e9 sumy<\/strong> \u2013 od 50 eur.
    \u2714 Diverzifikova\u0165 portf\u00f3lio<\/strong> bez viazania kapit\u00e1lu na jeden byt alebo nehnute\u013enos\u0165.
    \u2714 Z\u00edska\u0165 vopred dohodnut\u00fd v\u00fdnos<\/strong>, ktor\u00fd nie je z\u00e1visl\u00fd od v\u00fdkyvov trhu ako pri akci\u00e1ch.
    \u2714 Dost\u00e1va\u0165 vypl\u00e1canie v\u00fdnosov u\u017e do 30 dn\u00ed<\/strong> od invest\u00edcie.<\/p>
    \n\n\n\n

    Mnoh\u00ed investori ho vyu\u017e\u00edvaj\u00fa ako konzervat\u00edvnej\u0161iu alternat\u00edvu k fondom alebo term\u00ednovan\u00fdm vkladom, len s vy\u0161\u0161\u00edm v\u00fdnosom.<\/p>

    \n\n\n\n

    A \u010do miera rizika?<\/strong><\/h2>\n\n\n\n

    Samozrejme, ka\u017ed\u00e1 invest\u00edcia so sebou prin\u00e1\u0161a ur\u010dit\u00fa mieru rizika. Nikdy nie je \u00faplne nulov\u00e1.<\/strong> Rozdiel je v tom, \u010di je riziko pod kontrolou. V na\u0161om pr\u00edpade je ka\u017ed\u00e1 invest\u00edcia kryt\u00e1 nehnute\u013enos\u0165ou a zmluvne zabezpe\u010den\u00e1, \u010do v\u00fdrazne zvy\u0161uje ochranu investorov.<\/p>

    \n\n\n\n

    Ka\u017ed\u00fd projekt prech\u00e1dza d\u00f4kladn\u00fdm pos\u00faden\u00edm riz\u00edk, pr\u00edsnou risk anal\u00fdzou, v\u010faka \u010domu je miera zlyhan\u00fdch \u00faverov na na\u0161ej platforme 0 %. Od roku 2019 sme na Slovensku realizovali viac ne\u017e 384 projektov v celkovom objeme vy\u0161e 21 mili\u00f3nov eur a investorom bolo na v\u00fdnosoch vyplaten\u00fdch u\u017e viac ako 3 mili\u00f3ny eur.<\/p>

    \n\n\n\n

    \u0412 \u0437\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<\/strong><\/h2>\n\n\n\n

    Ak h\u013ead\u00e1te sp\u00f4sob, ako zhodnoti\u0165 \u00faspory bez ve\u013ek\u00e9ho rizika a so stabiln\u00fdm v\u00fdnosom priemerne 11,92 % ro\u010dne, crowdfunding je mo\u017enos\u0165, ktor\u00fa sa oplat\u00ed presk\u00fama\u0165 bli\u017e\u0161ie.<\/p>

    \n\n\n\n

    V roku 2025 pri\u0165ahuje z\u00e1ujem nielen sk\u00fasen\u00fdch investorov, ale aj be\u017en\u00fdch \u013eud\u00ed, o \u010dom sved\u010d\u00ed u\u017e viac ne\u017e 10 000 registrovan\u00fdch pou\u017e\u00edvate\u013eov na platforme Invest in Slovakia.<\/p>

    \n\n\n\n

    <\/code><\/pre>","protected":false},"excerpt":{"rendered":"
    Investovanie do nehnute\u013enost\u00ed u\u017e d\u00e1vno nie je len pre developerov a ve\u013ek\u00fdch investorov. V\u010faka crowdfundingu dnes m\u00f4\u017ee participova\u0165 na realitnom projekte prakticky ka\u017ed\u00fd, a to u\u017e aj od 50 eur bez toho, aby vlastnil byt alebo pozemok. Funguje to jednoducho: viacer\u00ed mikroinvestori financuj\u00fa projekt spolo\u010dne. Tak\u00fdto model je v\u00fdhodn\u00fd pre obe strany \u2013 developer z\u00edska […]<\/p>","protected":false},"author":17,"featured_media":329979,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,12,14],"tags":[],"acf":[],"yoast_head":"\n\u010co je crowdfunding? - Invest in Slovakia<\/title>\n<meta name=\"description\" content=\"Crowdfunding sa v posledn\u00fdch rokoch stal modern\u00fdm a efekt\u00edvnym sp\u00f4sobom, ako investova\u0165 do realitn\u00fdch projektov aj bez vysok\u00fdch vstupn\u00fdch n\u00e1kladov.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wordpress.investinslovakia.eu\/ru\/co-je-crowdfunding\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u010co je crowdfunding? 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