{"id":1141,"date":"2021-03-23T00:00:00","date_gmt":"2021-03-22T22:00:00","guid":{"rendered":"https:\/\/investinslovakia.eu\/podcast-rozhovor-monika-tomovcikova\/"},"modified":"2021-12-02T22:36:51","modified_gmt":"2021-12-02T20:36:51","slug":"podcast-rozhovor-monika-tomovcikova","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/sk\/podcast-rozhovor-monika-tomovcikova\/","title":{"rendered":"Podcast ROZHOVOR &#x1f399;&#xfe0f; \u2013 Monika Tomov\u010d\u00edkov\u00e1"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2021\/07\/monika.jpg\" alt=\"\" class=\"wp-image-14661\"\/><\/figure>\n\n\n\n<p><strong>Dnes sme sa vydali do prvej l\u00ednie finan\u010dn\u00e9ho vzdel\u00e1vania. Na\u0161im hos\u0165om je Monika Tomov\u010d\u00edkov\u00e1 - u\u010dite\u013eka z\u00e1kladnej \u0161koly v Michalovciach. So svojimi \u017eiakmi sa pravidelne z\u00fa\u010dast\u0148uje na Eur\u00f3pskom kv\u00edze o peniazoch.<\/strong><\/p>\n\n\n\n<iframe title=\"50# Slovensk\u00fd \u017eiaci vs. finan\u010dn\u00e1 gramotnos\u0165 - Monika Tomov\u010d\u00edkov\u00e1\" height=\"122\" width=\"100%\" style=\"border: none;\" scrolling=\"no\" data-name=\"pb-iframe-player\" src=\"https:\/\/www.podbean.com\/media\/player\/j4m6z-fcfb59?from=pb6admin&amp;download=1&amp;version=1&amp;auto=0&amp;share=1&amp;download=1&amp;rtl=0&amp;fonts=Helvetica&amp;skin=2&amp;pfauth=&amp;btn-skin=101\"><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\"><em><strong>Kto je Monika a \u010domu sa venuje?<\/strong><\/em><\/h3>\n\n\n\n<p>Monika je u\u010dite\u013ekou v&nbsp;Z\u0160, prioritne sa venuje 1. stup\u0148u. Od r. 2012 pracuje s&nbsp;deviatakmi v&nbsp;predmete POZNAJ SVOJE PENIAZE, ktor\u00fd je projektom finan\u010dnej gramotnosti. So svojimi \u017eiakmi je zapojen\u00e1 do Eur\u00f3pskeho pe\u0148a\u017en\u00e9ho kv\u00edzu \u2013 je to online kv\u00edz rozdelen\u00fd do dvoch \u010dast\u00ed. Tento projekt rozvoja finan\u010dnej gramotnosti rozpracovali do samostatn\u00e9ho predmetu. V\u0161eobecne o&nbsp;peniazoch \u2013 ako sa mena vyv\u00edja, ak\u00e9 s\u00fa ochrann\u00e9 prvky, \u010do je to finan\u010dn\u00e1 zodpovednos\u0165 pri rodinnom rozpo\u010dte a&nbsp;pod, pl\u00e1novanie a&nbsp;hospod\u00e1renie, bankov\u00e9 projekty, pr\u00edjmy a&nbsp;v\u00fddavky aj ako si dok\u00e1\u017eu 10% odklada\u0165 z&nbsp;vreckov\u00e9ho.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><em><strong>Ako ten kv\u00edz vyzer\u00e1? Na \u010do je zameran\u00fd?<\/strong><\/em><\/h3>\n\n\n\n<p>Kv\u00edz m\u00e1 15 ot\u00e1zok. Deti musia pozna\u0165 pojmy (infl\u00e1cia, hrub\u00e1 mzda, \u010dist\u00fd pr\u00edjem, dividenda,...), matematick\u00fa finan\u010dn\u00fa gramotnos\u0165 (vypo\u010d\u00edta\u0165 si, ko\u013eko dostan\u00fa za mesiac mzdu) a&nbsp;digit\u00e1lnu bezpe\u010dnos\u0165 (ochrann\u00e9 prvky, bankomatov\u00e9 karty a&nbsp;pod.) V&nbsp;kv\u00edze sa prejav\u00ed najm\u00e4 t\u00edmov\u00e1 spolupr\u00e1ca \u2013 \u017eiaci sa rozdelia, kto \u010d\u00edta, kto vyhodnocuje odpovede, kto odklik\u00e1va odpovede a&nbsp;pod. Overia si nielen vedomosti, ale aj zru\u010dnosti pr\u00e1ce s&nbsp;technikou.<\/p>\n\n\n\n<p><em>S\u00fa slovensk\u00ed \u0161tudenti vzdelan\u00ed v&nbsp;oblasti finan\u010dnej gramotnosti?<\/em><\/p>\n\n\n\n<p>Monika rokmi praxe pozoruje \u017ee u&nbsp;n\u00e1s je finan\u010dn\u00e1 gramotnos\u0165 na ve\u013emi n\u00edzkej \u00farovni. \u017diaci sa musia zhosti\u0165 \u00falohy finan\u010dn\u00fdch poradcov, tak sa viac rod\u00edn zadl\u017euje, nevytv\u00e1ra rezervy a&nbsp;ani nie s\u00fa nau\u010den\u00ed urobi\u0165 si rodinn\u00fd rozpo\u010det. Ch\u00fdba tu finan\u010dn\u00e1 osveta. Aj reklama od b\u00e1nk je sk\u00f4r zameran\u00e1 na zadl\u017eovanie, ako na vytv\u00e1ranie rezerv.<\/p>\n\n\n\n<p><em>\u010c\u00edm to je, \u017ee \u013eudia maj\u00fa k&nbsp;peniazom tak\u00fdto pr\u00edstup?<\/em><\/p>\n\n\n\n<p>Vn\u00edma to tak, \u017ee do roku 1989 bol na Slovensku obmedzen\u00fd trh. Odrazu pri\u0161la mo\u017enos\u0165 k&nbsp;naplneniu potreby, ma\u0165 v\u0161etko, \u010do chcem. Vytratila sa \u201estopka\u201c, \u017ee je potrebn\u00e9 ma\u0165 nejak\u00fa rezervu, ak by sa nie\u010do stalo.<\/p>\n\n\n\n<p><em>V&nbsp;\u010dom vid\u00ed rizik\u00e1 a&nbsp;pr\u00edle\u017eitosti pre \u0161tudentov v&nbsp;dne\u0161nej dobe?<\/em><\/p>\n\n\n\n<p>Podstatn\u00e9 je, aby \u017eiaci rozv\u00edjali kritick\u00e9 myslenie, aby sa dok\u00e1zali rozhodn\u00fa\u0165, \u010do potrebuj\u00fa a&nbsp;\u010do nie. Deti sa m\u00f4\u017eu zap\u00e1ja\u0165 do r\u00f4znych aktiv\u00edt v&nbsp;r\u00e1mci finan\u010dnej gramotnosti, m\u00f4\u017eu st\u00e1\u017eova\u0165 v&nbsp;zahrani\u010d\u00ed. U\u010dia sa pracova\u0165 s&nbsp;peniazmi \u2013 maj\u00fa vlastn\u00fa bankomatov\u00fa kartu, odklada\u0165 si peniaze z&nbsp;vreckov\u00e9ho a&nbsp;pod. Mo\u017enost\u00ed je naozaj ve\u013ea.<\/p>\n\n\n\n<p> <strong>A \u010do \"finan\u010dn\u00e1 prestrelka\" s Monikou? <\/strong> <\/p>\n\n\n\n<p><em>\u010co si predstavuje pod pojmom finan\u010dn\u00e1 gramotnos\u0165?<\/em><\/p>\n\n\n\n<ul><li>Vedie\u0165 dobre hospod\u00e1ri\u0165 s&nbsp;vlastn\u00fdmi peniazmi.<\/li><\/ul>\n\n\n\n<p><em>Do \u010doho rada investuje?<\/em><\/p>\n\n\n\n<ul><li>Do kn\u00edh, do vzdelania.<\/li><\/ul>\n\n\n\n<p><em>\u010co pre \u0148u znamenaj\u00fa peniaze?<\/em><\/p>\n\n\n\n<ul><li>Mo\u017enos\u0165 cestova\u0165, vzdel\u00e1va\u0165 sa a&nbsp;pom\u00f4c\u0165 bl\u00edzkym.<\/li><\/ul>\n\n\n\n<p><em>Kedy je \u010dlovek pod\u013ea nej bohat\u00fd?<\/em> <\/p>\n\n\n\n<ul><li>Ke\u010f je zdrav\u00fd.<\/li><\/ul>\n\n\n\n<p> <em>Ak\u00e1 bola jej najlep\u0161ia invest\u00edcia v \u017eivote?<\/em> <\/p>\n\n\n\n<ul><li>Po\u017ei\u010dala peniaze zn\u00e1memu. Za najlep\u0161iu pova\u017euje to, \u017ee investovala do vzdelania dc\u00e9ry a&nbsp;opravila rodi\u010dovsk\u00fd dom, kde nach\u00e1dza pokoj.<\/li><\/ul>\n\n\n\n<p> <em>*Ak ste na\u0161li chybu, nap\u00ed\u0161te n\u00e1m na podpora@investiciaslovensko.sk<\/em> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dnes sme sa vydali do prvej l\u00ednie finan\u010dn\u00e9ho vzdel\u00e1vania. Na\u0161im hos\u0165om je Monika Tomov\u010d\u00edkov\u00e1 - u\u010dite\u013eka z\u00e1kladnej \u0161koly v Michalovciach. So svojimi \u017eiakmi sa pravidelne z\u00fa\u010dast\u0148uje na Eur\u00f3pskom kv\u00edze o peniazoch. Kto je Monika a \u010domu sa venuje? Monika je u\u010dite\u013ekou v&nbsp;Z\u0160, prioritne sa venuje 1. stup\u0148u. Od r. 2012 pracuje s&nbsp;deviatakmi v&nbsp;predmete POZNAJ SVOJE [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1351,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Podcast ROZHOVOR &#x1f399;&#xfe0f; \u2013 Monika Tomov\u010d\u00edkov\u00e1 - Invest in Slovakia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/investinslovakia.eu\/podcast-rozhovor-monika-tomovcikova\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Podcast ROZHOVOR &#x1f399;&#xfe0f; \u2013 Monika Tomov\u010d\u00edkov\u00e1 - Invest in Slovakia\" \/>\n<meta property=\"og:description\" content=\"Dnes sme sa vydali do prvej l\u00ednie finan\u010dn\u00e9ho vzdel\u00e1vania. 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