{"id":221,"date":"2019-09-16T00:00:00","date_gmt":"2019-09-15T22:00:00","guid":{"rendered":"https:\/\/investinslovakia.eu\/2-princip-investora-nespravodliva-vyhoda-bohatych\/"},"modified":"2022-06-15T18:55:47","modified_gmt":"2022-06-15T16:55:47","slug":"2-princip-investora-nespravodliva-vyhoda-bohatych","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/sk\/2-princip-investora-nespravodliva-vyhoda-bohatych\/","title":{"rendered":"2. Princ\u00edp investora: nespravodliv\u00e1 v\u00fdhoda bohat\u00fdch."},"content":{"rendered":"\n
P\u00fdta\u0161 sa, \u010do to tu kec\u00e1m?<\/p>\n\n\n\n
Nespravodlivou v\u00fdhodou bohat\u00fdch m\u00f4\u017ee by\u0165 aj to, \u017ee sa narod\u00ed\u0161 bohat\u00e9mu \u0161ejkovi v Abu Dhabi. Tam u\u017e je celkom slu\u0161n\u00e1 pravdepodobnos\u0165, \u017ee hladom a sm\u00e4dom neumrie\u0161.<\/p>\n\n\n\n
Ale aj t\u00edto bohat\u00ed \u013eudia vyu\u017e\u00edvaj\u00fa v\u00fdhodu, na z\u00e1klade ktorej s\u00fastavne bohatn\u00fa, pri\u010dom be\u017en\u00fd \u010dlovek systematick\u00fd a dennodenne str\u00e1ca. Ak\u00e1 to je v\u00fdhoda? <\/p>\n\n\n\n
Peniaze bohat\u00fdch \u013eud\u00ed zar\u00e1baj\u00fa minim\u00e1lne 10x viac ako tvoje peniaze<\/strong>, ktor\u00e9 m\u00e1\u0161 ulo\u017een\u00e9 niekde v banke. A to je teraz \u00faplne jedno, v akom mno\u017estve. <\/p>\n\n\n\n 100 eurov\u00e1 bankovka bohat\u00e9ho \u010dloveka sa po\u010das roka men\u00ed, a\u017e k\u00fdm nestu\u010dnie na 115 eur. <\/p>\n\n\n\n T\u00edto \u013eudia vyu\u017e\u00edvaj\u00fa nespravodliv\u00fa v\u00fdhodu bohat\u00fdch<\/strong> a menia bankovku za bankovkou. \u010c\u00edm viac, t\u00fdm lep\u0161ie. A pre\u010do nie? <\/p>\n\n\n\n Ak by si poznal sp\u00f4sob, ako za jedin\u00fd rok 100 eurov\u00e1 bankovka zo seba urob\u00ed \u010d\u00edslo 115, \u010do by si urobil ty?<\/p>\n\n\n\n Ale vie\u0161, \u010do rob\u00ed tvoja 100 eurov\u00e1 bankovka?<\/p><\/blockquote>\n\n\n\n Bu\u010f ju niekde minie\u0161 alebo ju nech\u00e1\u0161 vyhladova\u0165 na sporiacom \u00fa\u010dte<\/strong>, resp. v banke a to tak\u00fdm sp\u00f4sobom, \u017ee z nej ostane u\u017e len \u010d\u00edslo 90. <\/p>\n\n\n\n Nestaral si sa o \u0148u dobre! Nez\u00fafaj. Je to pochopite\u013en\u00e9. Staral si sa, ale nevedel si ako. V\u00e4\u010d\u0161ina be\u017en\u00fdch \u013eud\u00ed nem\u00e1 ani mo\u017enos\u0165 zhodnocova\u0165 peniaze tak\u00fdm sp\u00f4sobom, aby dosahovali zisk. <\/p>\n\n\n\n Pon\u00fakla ti banka niekedy mo\u017enos\u0165 investova\u0165 tvoje peniaze a z\u00edska\u0165 pas\u00edvny pr\u00edjem? <\/strong><\/p>\n\n\n\n Ak\u00fd ti pon\u00fakli v\u00fdnos, 2%? Ak zaplat\u00ed\u0161 poplatky a odpo\u010d\u00edta\u0161 infl\u00e1ciu si na nule. Sk\u00f4r v m\u00ednuse. Tvoje peniaze ka\u017ed\u00fd de\u0148 hladovej\u00fa<\/strong>, a\u017e k\u00fdm nestratia zo svojej hodnoty. Uk\u00e1\u017eem ti to v pr\u00edklade.<\/p>\n\n\n\n Vlo\u017e na bankov\u00fd \u00fa\u010det dnes 1 000 EUR a cho\u010f sa tam pozrie\u0165 o rok, \u010do uvid\u00ed\u0161. Ak ti banka s\u013e\u00fabi na sporiacom \u00fa\u010dte ve\u013ekorys\u00fd 2% \u00farok ro\u010dne, mal by si tam vidie\u0165 na konci roka 1 020 EUR. <\/p>\n\n\n\n No odpo\u010d\u00edtaj si e\u0161te mesa\u010dn\u00e9 poplatky a ro\u010dn\u00fa infl\u00e1ciu cca 2%. \u010co vid\u00ed\u0161? <\/strong>Neviem, \u010do vid\u00ed\u0161 ty, ale ja nevid\u00edm u\u017e ani t\u00fdch 1000 EUR, ktor\u00e9 si tam vlo\u017eil na za\u010diatku.<\/p>\n\n\n\n Toto je \u017eia\u013e pravda.<\/p>\n\n\n\n Ako investuje, resp. ako sa star\u00e1 o svoje peniaze klub bohat\u00fdch?<\/strong> Ver mi, \u017ee tam, kde peniaze posiela\u0161 ty, bohat\u00ed nevlo\u017e\u00ed ani cent.<\/p><\/blockquote>\n\n\n\n T\u00ed maj\u00fa in\u00e9 mo\u017enosti a pr\u00edle\u017eitosti zhodnocova\u0165 svoj majetok. Zhodnocuj\u00fa peniaze minim\u00e1lne 10x r\u00fdchlej\u0161ie ako ty. <\/p>\n\n\n\n Znova ti to uk\u00e1\u017eem na pr\u00edklade.<\/p>\n\n\n\n Ak bohat\u00ed polo\u017e\u00ed 1 000 EUR a na konci roka tam nevid\u00ed minim\u00e1lne 1 100 EUR (po odpo\u010d\u00edtan\u00ed v\u0161etk\u00fdch poplatkov), nestoj\u00ed mu to ani za \u00favahu. <\/p>\n\n\n\n To znamen\u00e1 10% ro\u010dn\u00fd v\u00fdnos! Bez pr\u00e1ce. Vid\u00ed\u0161 u\u017e rozdiel<\/strong>, ako sa spr\u00e1va tvoja 100-eurovka a 100-eurovka bohat\u00fdch? <\/p>\n\n\n\n Tomu ja hovor\u00edm nespravodliv\u00e1 v\u00fdhoda bohat\u00fdch<\/strong>. Ak ju raz n\u00e1jde\u0161, u\u017e ju nikdy nestra\u0165! Preto\u017ee s touto pr\u00edle\u017eitos\u0165ou m\u00f4\u017ee\u0161 svoj finan\u010dn\u00fd \u017eivot definit\u00edvne zmeni\u0165.<\/p>\n\n\n\n Tak\u00fdto v\u00fdnos ti otv\u00e1ra cestu k nov\u00fdm pr\u00edle\u017eitostiam a k trval\u00e9mu pas\u00edvnemu pr\u00edjmu . <\/p>\n\n\n\n Z\u00edska\u0161 finan\u010dn\u00fa slobodu. Peniaze bud\u00fa pr\u00fadi\u0165 do tvojho vrecka pravidelne bez pr\u00e1ce a to na ak\u00e9ko\u013evek miesto, ktor\u00e9 si pre svoj \u017eivot vyberie\u0161.<\/p>\n\n\n\n Ako n\u00e1jde\u0161 nespravodliv\u00fa v\u00fdhodu bohat\u00fdch a za\u010dne\u0161 k\u0155mi\u0165 svoje bankovky?<\/strong><\/p>\n\n\n\n H\u013eadaj bezpe\u010dn\u00e9 invest\u00edcie s v\u00fdnosom aspo\u0148 7% - 10% ro\u010dne.<\/p>\n\n\n\n Kde h\u013eada\u0165?<\/p>\n\n\n\n Najbezpe\u010dnej\u0161ia a hmatate\u013en\u00e1 komodita s\u00fa nehnute\u013enosti . Na za\u010diatok je to pre teba ide\u00e1lny sp\u00f4sob, ako z\u00edska\u0165 nespravodliv\u00fa v\u00fdhodu bohat\u00fdch a za\u010da\u0165 zar\u00e1ba\u0165 pas\u00edvne. <\/p>\n\n\n\n Investuj do pozemkov, do nehnute\u013enost\u00ed, ktor\u00e9 prenajme\u0161 alebo pred\u00e1\u0161 so ziskom. K\u00fap si stavebn\u00fd pozemok. Nikdy to neo\u013eutuje\u0161 a nikdy na tom nestr\u00e1ti\u0161. Ke\u010f ceny za byty sk\u00e1kali hore-dolu s pozemkom to ani nepohlo. Mysl\u00edm si, \u017ee ani nikdy nepohne. <\/p>\n\n\n\n Alebo investuj do nehnute\u013enosti, ktor\u00fa pren\u00e1jme\u0161. Pozor na v\u00fdnos, mal by by\u0165 aspo\u0148 7% - 10% ro\u010dne. Pred\u00edde\u0161 komplik\u00e1ciam, ktor\u00e9 sp\u00f4sobia v\u00fdkyvy na trhu resp. nepredv\u00eddate\u013en\u00e9 n\u00e1klady.<\/p>\n\n\n\n Teraz si hovor\u00ed\u0161: ,,No dobre, nem\u00e1m to\u013eko pe\u0148az\u00ed, aby som si k\u00fapil pozemok alebo in\u00fa nehnute\u013enos\u0165 a nem\u00e1m ani znalosti, ktor\u00e9 na to potrebujem.<\/em>\"<\/p><\/blockquote>\n\n\n\n Tak si n\u00e1jdi kamo\u0161a alebo priate\u013eov, ktor\u00ed ti pom\u00f4\u017eu alebo p\u00f4jdu do toho s tebou.<\/p>\n\n\n\n