{"id":320,"date":"2019-10-30T00:00:00","date_gmt":"2019-10-29T22:00:00","guid":{"rendered":"https:\/\/investinslovakia.eu\/preco-by-vo-vasom-portfoliu-nemal-chybat-crowdfundingovy-projekt\/"},"modified":"2022-06-15T19:00:04","modified_gmt":"2022-06-15T17:00:04","slug":"preco-by-vo-vasom-portfoliu-nemal-chybat-crowdfundingovy-projekt","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/sk\/preco-by-vo-vasom-portfoliu-nemal-chybat-crowdfundingovy-projekt\/","title":{"rendered":"Pre\u010do by vo va\u0161om portf\u00f3liu nemal ch\u00fdba\u0165 Crowdfundingov\u00fd projekt?"},"content":{"rendered":"\n<p><em>Pas\u00edvny pr\u00edjem si dnes m\u00f4\u017ee za\u010da\u0165 budova\u0165 naozaj ka\u017ed\u00fd. Hoci aj 10 EUR mesa\u010dne znamen\u00e1, \u017ee za rok svoj rozpo\u010det obohat\u00edte o&nbsp;120 EUR, \u010do je u\u017e celkom pekn\u00e9. Ako na to? \u010co je to Crowdfunding? Ak\u00e1 je aktu\u00e1lna situ\u00e1cia s&nbsp;Crowdfundingom na Slovensku? \u010c\u00edtajte \u010falej...<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2021\/07\/bratislava-1324693_1920-1024x576.jpg\" alt=\"\" class=\"wp-image-5422\"\/><\/figure>\n\n\n\n<p>Chvalabohu, u\u017e aj na Slovensku za\u010d\u00edname v&nbsp;niektor\u00fdch oblastiach \u017eivota \u017ei\u0165 v&nbsp;21. storo\u010d\u00ed. Dne\u0161n\u00e1 doba ka\u017ed\u00e9mu \u010dloveku pon\u00faka obrovsk\u00e9 mno\u017estvo pr\u00edle\u017eitost\u00ed ako sa&nbsp;<strong>vzdel\u00e1va\u0165, rozv\u00edja\u0165 svoje zru\u010dnosti a&nbsp;vedomosti<\/strong>, napredova\u0165 a&nbsp;\u017ei\u0165 lep\u0161\u00ed \u017eivot. Pojem \u201elep\u0161\u00ed \u017eivot\u201c je \u010dastokr\u00e1t sp\u00e1jan\u00fd s&nbsp;vlastnen\u00edm v\u00e4\u010d\u0161ieho objemu pe\u0148az\u00ed. S\u00edce sa vrav\u00ed, \u017ee \u0161\u0165astie si za peniaze nek\u00fapi\u0161, no tie\u017e je pravda, \u017ee ak nem\u00e1\u0161 ani na chlieb, \u017eivot je pravdepodobne o&nbsp;nie\u010do komplikovanej\u0161\u00ed.<\/p>\n\n\n\n<p>21. storo\u010die n\u00e1m prinieslo a&nbsp;prin\u00e1\u0161a mnoho nov\u00fdch technol\u00f3gi\u00ed, syst\u00e9mov, postupov a&nbsp;inov\u00e1ci\u00ed, ktor\u00e9 maj\u00fa za cie\u013e zjednodu\u0161i\u0165 n\u00e1\u0161 \u017eivot. Jedn\u00fdm z&nbsp;t\u00fdchto syst\u00e9mov je aj&nbsp;<strong><a href=\"http:\/\/schwa.sk\/blog\/p2p-platformy-a-crowdfunding-%C3%BAvod\">Crowdfunding<\/a><\/strong>, ktor\u00fd viac \u010di menej v&nbsp;ur\u010ditom slova zmysle sp\u00e1ja v\u0161etky prvky uveden\u00e9 vy\u0161\u0161ie. Vysvetl\u00edm:<\/p>\n\n\n\n<ul><li>Crowdfunding ako tak\u00fd je syst\u00e9m, ktor\u00fd dnes funguje vo vyspelom svete, a&nbsp;jeho snahou je uplatnenie tzv. win-win konceptu, ktor\u00fd investorovi i&nbsp;dl\u017en\u00edkovi zaru\u010d\u00ed ur\u010dit\u00e9 v\u00fdhody, \u010di\u017ee je obojstranne v\u00fdhodn\u00fd. V&nbsp;s\u00favislosti s&nbsp;platformou&nbsp;<strong>Invest\u00edcia Slovensko<\/strong> sa jedn\u00e1 vlastne o&nbsp;kolekt\u00edvne financovanie developersk\u00fdch projektov s&nbsp;mo\u017enos\u0165ou invest\u00edcie od ve\u013emi malej sumy \u2013 takej, ktor\u00fa si dnes m\u00f4\u017ee dovoli\u0165 takmer ka\u017ed\u00fd. Ke\u010f\u017ee sa na dan\u00fa developersk\u00fa p\u00f4\u017ei\u010dku sklad\u00e1 ve\u013ek\u00fd po\u010det investorov, pre ka\u017ed\u00e9ho z&nbsp;nich sa s\u00fa\u010dasne zni\u017euje riziko. Navy\u0161e, toto riziko je eliminovan\u00e9 v\u017edy nejakou z\u00e1bezpekou, \u010di u\u017e vo forme garan\u010dn\u00e9ho fondu, samotnej nehnute\u013enosti alebo inou formou.<\/li><\/ul>\n\n\n\n<ul><li>Na to, aby sa \u010dlovek mohol zapoji\u0165 do Crowdfundingu, nepotrebuje nejak\u00e9 extra vedomosti, \u010di zru\u010dnosti. Sta\u010d\u00ed, ak bude ako-tak finan\u010dne&nbsp;<strong><a href=\"http:\/\/schwa.sk\/blog\/odpor%C3%BA%C4%8Dania-pred-vstupom-do-p2p-syst%C3%A9mu\">vzdelan\u00fd<\/a><\/strong>. Osobne si mysl\u00edm, \u017ee ka\u017ed\u00fd, kto sa len trochu zauj\u00edma o&nbsp;svoje peniaze (a som presved\u010den\u00fd, \u017ee peniaze s\u00fa u&nbsp;v\u00e4\u010d\u0161iny \u013eud\u00ed takmer v\u017edy hlavnou t\u00e9mou d\u0148a), m\u00e1 z\u00e1ujem o&nbsp;z\u00edskavanie nov\u00fdch inform\u00e1ci\u00ed, ktor\u00e9 mu pom\u00f4\u017eu tieto peniaze bezpe\u010dne zhodnoti\u0165. V&nbsp;ka\u017edom z&nbsp;n\u00e1s by mal by\u0165 aspo\u0148 k\u00fasok finan\u010dnej zodpovednosti, ktor\u00e1 n\u00e1s don\u00fati vzdel\u00e1va\u0165 sa \u010falej.<\/li><\/ul>\n\n\n\n<ul><li>Ak \u201e\u017ei\u0165 lep\u0161\u00ed \u017eivot\u201c znamen\u00e1 ma\u0165 viac pe\u0148az\u00ed, potrebn\u00e9 je zauj\u00edma\u0165 sa o&nbsp;sp\u00f4soby, ak\u00fdmi m\u00f4\u017eem tento cie\u013e leg\u00e1lne dosiahnu\u0165. Crowdfunding je skvelou mo\u017enos\u0165ou, ktor\u00fa n\u00e1m prinieslo pr\u00e1ve 21. storo\u010die. Netreba sa zacykli\u0165 v&nbsp;myslen\u00ed typu: \u201etak\u00e9to investovanie je iba pre bohat\u00fdch\u201c, \u201ebohat\u00ed bohatn\u00fa \u2013 chudobn\u00ed sa st\u00e1vaj\u00fa e\u0161te chudobnej\u0161\u00edmi\u201c, \u201enem\u00e1m\u201c, \u201ened\u00e1 sa\u201c, \u201enechcem\u201c at\u010f. Viac pe\u0148az\u00ed m\u00f4\u017ee \u010dlovek leg\u00e1lne z\u00edska\u0165 viacer\u00fdmi sp\u00f4sobmi: bu\u010f si n\u00e1jde druh\u00fa pr\u00e1cu, pr\u00edpadne bude vo svojej pr\u00e1ci pracova\u0165 viac, dlh\u0161ie, intenz\u00edvnej\u0161ie. T\u00fdm av\u0161ak po\u010das d\u0148a str\u00e1ca viac \u010dasu a&nbsp;energie na \u00fakor zaroben\u00fdch pe\u0148az\u00ed; alebo m\u00f4\u017ee h\u013eada\u0165 sp\u00f4soby, ktor\u00e9 by boli menej n\u00e1ro\u010dn\u00e9 na \u010das a&nbsp;energiu \u2013 jedn\u00fdm z&nbsp;nich je budovanie pas\u00edvneho pr\u00edjmu, ktor\u00fd sa d\u00e1 vytvori\u0165 z&nbsp;r\u00f4znych zdrojov, a&nbsp;jedn\u00fdm z&nbsp;nich je napr\u00edklad Crowdfunding, alebo vo v\u0161eobecnosti investovanie.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2021\/07\/trencihrad-1024x589.jpg\" alt=\"\" class=\"wp-image-5408\"\/><\/figure>\n\n\n\n<p><strong>Situ\u00e1cia na Slovensku<\/strong><\/p>\n\n\n\n<p>\u010co sa t\u00fdka financi\u00ed, investovania, zn\u00e1\u0161ania rizika, Slov\u00e1ci s\u00fa vo v\u0161eobecnosti ve\u013emi konzervat\u00edvny n\u00e1rod. Vidie\u0165 to na \u0161tatistik\u00e1ch, ktor\u00e9 hovoria o&nbsp;tom, \u017ee spolo\u010dne na be\u017en\u00fdch bankov\u00fdch \u00fa\u010dtoch dr\u017e\u00edme enormne vysok\u00fd objem pe\u0148az\u00ed \u2013 jeden z&nbsp;najvy\u0161\u0161\u00edch v&nbsp;Eur\u00f3pe. Tieto peniaze s\u00fa s\u00edce ulo\u017een\u00e9 \u201ev bezpe\u010d\u00ed\u201c (v skuto\u010dnosti nie s\u00fa ani z\u010faleka v&nbsp;bezpe\u010d\u00ed), ale postupne o&nbsp;svoje prostriedky prich\u00e1dzate a&nbsp;nijako sa v\u00e1m nezhodnocuj\u00fa \u2013 pr\u00e1ve naopak: bankov\u00e9 poplatky, vedenie \u00fa\u010dtu, infl\u00e1cia, at\u010f. A&nbsp;<strong><a href=\"http:\/\/schwa.sk\/blog\/%C3%BAroky-chcete-zar%C3%A1ba%C5%A5-ako-banka-sta%C5%88te-sa-bankou\">banka<\/a><\/strong>? Vedeli ste o&nbsp;tom, \u017ee banka va\u0161e vlo\u017een\u00e9 peniaze investuje? Bez v\u00e1\u0161ho dovolenia... A&nbsp;vy jej za to vlastne e\u0161te plat\u00edte. Va\u0161e peniaze v&nbsp;skuto\u010dnosti koluj\u00fa po celom svete, a&nbsp;banke celkom slu\u0161ne zar\u00e1baj\u00fa. Vy z&nbsp;toho nem\u00e1te v\u00f4bec ni\u010d.<\/p>\n\n\n\n<p>D\u00f4vodov, pre\u010do&nbsp;<strong><a href=\"http:\/\/schwa.sk\/blog\/pre%C4%8Do-investova%C5%A5-najjednoduch%C5%A1%C3%AD-sp%C3%B4sob-ako-zhodnoti%C5%A5-svoje-peniaze\">investova\u0165<\/a><\/strong>,&nbsp;s\u00fa desiatky. D\u00f4vod, pre\u010do neinvestova\u0165 nepozn\u00e1m. Investovanie (nie cez banku) je preto ve\u013emi d\u00f4le\u017eit\u00e9 a&nbsp;vo vyspelom svete je be\u017enou praxou u\u017e asi 150 rokov. Bohu\u017eia\u013e, na Slovensku sa k&nbsp;tak\u00fdmto \u201erizikov\u00fdm\u201c veciam odhodl\u00e1vame len ve\u013emi pomaly a&nbsp;ve\u013emi \u0165a\u017ekop\u00e1dne. Pre\u010do? Na\u0161a minulos\u0165, kedy sme sa nechali viackr\u00e1t oklama\u0165 a&nbsp;m\u00e1me pomerne zl\u00e9 sk\u00fasenosti so v\u0161elijak\u00fdmi \u201ev\u00fdhodn\u00fdmi ponukami\u201c od pochybn\u00fdch podnikate\u013eov.&nbsp;<\/p>\n\n\n\n<p>Netreba sa av\u0161ak \u013eutova\u0165 \u2013 preto\u017ee hlavn\u00fd d\u00f4vod vid\u00edm pr\u00e1ve v&nbsp;n\u00edzkej miere vzdelanosti, a&nbsp;m\u00e1m na mysli finan\u010dn\u00fa vzdelanos\u0165, \u00farove\u0148 finan\u010dnej gramotnosti na Slovensku, ktor\u00e1 je aj dnes, v&nbsp;roku 2019, na tak n\u00edzkych \u010d\u00edslach, ktor\u00e9 s\u00fa a\u017e zahanbuj\u00face. Preto sa v&nbsp;podobn\u00fdch situ\u00e1ci\u00e1ch nem\u00f4\u017eeme \u010dudova\u0165, \u017ee nalet\u00edme&nbsp;<strong><a href=\"http:\/\/schwa.sk\/blog\/ako-nenaletie%C5%A5-podvodn%C3%ADkom\">podvodn\u00edkom<\/a><\/strong>...<\/p>\n\n\n\n<p>V\u00fdchodisko je jasn\u00e9: ak sa zauj\u00edmate o&nbsp;vlastn\u00e9 peniaze a&nbsp;o&nbsp;leg\u00e1lne sp\u00f4soby, ako ich z\u00edska\u0165 viac a&nbsp;ako si za\u010da\u0165 budova\u0165 pas\u00edvny pr\u00edjem, potrebn\u00e9 je vzdel\u00e1va\u0165 sa; za\u010da\u0165 od jednoduch\u00fdch vec\u00ed a&nbsp;pokra\u010dova\u0165 k&nbsp;zlo\u017eitej\u0161\u00edm. V\u0161etko je to o z\u00e1ujme, a&nbsp;kto z\u00e1ujem m\u00e1, ten sa nestrat\u00ed vo finan\u010dn\u00fdch pojmoch, aktivuje sa mu kritick\u00e9 a&nbsp;analytick\u00e9 myslenie, kreativita a&nbsp;nenech\u00e1 sa len tak nachyta\u0165.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2021\/07\/cicmany-3580569_1920-1024x576.jpg\" alt=\"\" class=\"wp-image-5423\"\/><\/figure>\n\n\n\n<p><strong>Mo\u017enosti cez platformu Invest\u00edcia Slovensko<\/strong><\/p>\n\n\n\n<p>Je skvel\u00e9, \u017ee realitn\u00fd Crowdfunding pri\u0161iel u\u017e aj na Slovensko, a&nbsp;to v&nbsp;podobe platformy&nbsp;<strong>Invest\u00edcia Slovensko.<\/strong>&nbsp;\u010co sa t\u00fdka Eur\u00f3py, priekopn\u00edkmi tohto sp\u00f4sobu financovania projektov a&nbsp;investovania do nich s\u00fa pobaltsk\u00e9 krajiny. Tam Crowdfunding za\u017e\u00edva skuto\u010dn\u00fd boom sn\u00e1\u010f u\u017e od roku 2015. Z&nbsp;osobnej sk\u00fasenosti m\u00f4\u017eem poveda\u0165, \u017ee je super, ke\u010f si poviete: \u201eInvestoval som do renov\u00e1cie budovy v&nbsp;Rige, investoval som roz\u0161\u00edrenia kapit\u00e1lu est\u00f3nskej prepravnej spolo\u010dnosti, investoval som do v\u00fdstavby re\u0161taur\u00e1cie&nbsp;<strong>v&nbsp;<a href=\"http:\/\/schwa.sk\/blog\/crowdestor-nov%C3%A1-mal%C3%A1-platforma-s-vysok%C3%BDm-v%C3%BDnosom-invest%C3%ADcie-do-nehnute%C4%BEnost%C3%AD\">Litve<\/a><\/strong>,\u201c at\u010f. Znie to ur\u010dite zauj\u00edmavo, no st\u00e1le je to akosi \u010faleko a&nbsp;mo\u017enos\u0165 re\u00e1lne vidie\u0165 tieto projekty je pomerne obmedzen\u00e1.&nbsp;<\/p>\n\n\n\n<p>Platforma&nbsp;<strong>Invest\u00edcia Slovensko<\/strong>&nbsp;prin\u00e1\u0161a projekty, na ktor\u00fdch realiz\u00e1ciu sa m\u00f4\u017eete pr\u00eds\u0165 osobne pozrie\u0165 (Slovensko chvalabohu nie je a\u017e tak\u00e9 ve\u013ek\u00e9, aby sa to nedalo) a&nbsp;poveda\u0165 si: \u201eInvestoval som do TOHTO projektu vo Vysok\u00fdch Tatr\u00e1ch, investovala som do TOHTO projektu v&nbsp;Poprade,\u201c at\u010f. Na vlastn\u00e9 o\u010di vid\u00edte, \u017ee dan\u00fd projekt je skuto\u010dn\u00fd.<\/p>\n\n\n\n<p>Investova\u0165 m\u00f4\u017ee ka\u017ed\u00fd, kto m\u00e1 viac ako 18 rokov a&nbsp;k&nbsp;dispoz\u00edcii m\u00e1 vo\u013en\u00fdch aspo\u0148 100 EUR. Tento sp\u00f4sob investovania je \u00faplne \u00fa\u017easn\u00fd, preto\u017ee ke\u010f sa v&nbsp;minulosti povedalo slovo investor, \u010dlovek si ur\u010dite predstavil nejak\u00e9ho milion\u00e1ra, ktor\u00fd sa 25 hod\u00edn denne venuje finan\u010dn\u00fdm trhom. Dnes je to inak. Investova\u0165 m\u00f4\u017ee skuto\u010dne takmer ka\u017ed\u00fd a&nbsp;\u010das, ktor\u00fd je potrebn\u00e9 nie\u010domu tak\u00e9muto venova\u0165, je len minim\u00e1lny.&nbsp;<\/p>\n\n\n\n<p>Tak\u017ee pre\u010do by vo va\u0161om portf\u00f3liu nemal ch\u00fdba\u0165 Crowdfundingov\u00fd projekt? Odpove\u010f je pomerne jednoduch\u00e1:<\/p>\n\n\n\n<ul><li>Ak u\u017e napr\u00edklad investujete do akci\u00ed, zlata alebo \u010dohoko\u013evek in\u00e9ho, najlep\u0161ou ochranou pre investora je rozlo\u017eenie rizika \u2013&nbsp;<strong><a href=\"http:\/\/schwa.sk\/blog\/diverzifik%C3%A1cia-portf%C3%B3lia-a-z%C3%A1kladn%C3%A1-strat%C3%A9gia-investovania-na-p2p-platform%C3%A1ch\">diverzifik\u00e1cia<\/a><\/strong>&nbsp;\u2013 medzi r\u00f4zne investi\u010dn\u00e9 n\u00e1stroje. Crowdfundingov\u00e9 projekty m\u00f4\u017eu v&nbsp;tomto pr\u00edpade kr\u00e1sne obohati\u0165 va\u0161e portf\u00f3lio.<\/li><\/ul>\n\n\n\n<ul><li>Ak rozm\u00fd\u0161\u013eate nad t\u00fdm, \u017ee v&nbsp;bud\u00facnosti by ste si chceli k\u00fapi\u0165 nejak\u00fa nehnute\u013enos\u0165, ktor\u00fa by ste napr\u00edklad prenaj\u00edmali, realitn\u00fd Crowdfunding by mohol by\u0165 dobr\u00fdm \u0161tartovac\u00edm bodom. Za\u010dnite v&nbsp;malom a&nbsp;vysk\u00fa\u0161ajte si to. Ak sa v\u00e1m to zap\u00e1\u010di, mo\u017eno na re\u00e1lnu k\u00fapu nehnute\u013enosti zabudnete a&nbsp;budete sa venova\u0165 iba tomuto P2B syst\u00e9mu (peer-to-business). Nespornou v\u00fdhodou tohto syst\u00e9mu je likvidita (spe\u0148a\u017eite\u013enos\u0165, r\u00fdchlos\u0165 predaja). Ak m\u00e1te investi\u010dn\u00fd byt (poskytovanie podn\u00e1jmu) a&nbsp;chcete ho preda\u0165, m\u00f4\u017ee to trva\u0165 mesiace alebo roky. Byt mus\u00edte preda\u0165 cel\u00fd \u2013 ned\u00e1 sa preda\u0165 napr\u00edklad len jednu miestnos\u0165. Ak av\u0161ak investujete cez Crowdfundingov\u00e9 platformy, lep\u0161ie je rozklada\u0165 invest\u00edcie a&nbsp;teda aj riziko medzi r\u00f4zne projekty, v\u010faka \u010domu sa v\u00e1m va\u0161e invest\u00edcie aj s&nbsp;\u00farokmi bud\u00fa vraca\u0165 v&nbsp;pravideln\u00fdch intervaloch, \u010di u\u017e mesa\u010dne, po pol roku, roku alebo roku a&nbsp;pol, pod\u013ea d\u013a\u017eky trvania projektu.<\/li><\/ul>\n\n\n\n<ul><li>Crowdfundingov\u00e9 projekty pon\u00fakaj\u00fa v\u00fdnos, ktor\u00fd v&nbsp;tejto rizikovej triede nen\u00e1jdete nikde inde. Zvy\u010dajne sa pohybujeme na \u00farovni 12-17% ro\u010dne, \u010do je \u00faplne \u00fa\u017easn\u00e9! Akciov\u00e9 portf\u00f3li\u00e1 najlep\u0161\u00edch svetov\u00fdch investorov urobia ro\u010dne pribli\u017ene 10-11%. Ke\u010f je dobr\u00fd rok, podielov\u00e9 fondy v\u00e1m urobia mo\u017eno 8%. Kryptomeny s\u00fa dnes sk\u00f4r ot\u00e1zkou bud\u00facnosti a&nbsp;zarobi\u0165 s\u00edce m\u00f4\u017eete aj 200%, ale rovnako sa po roku m\u00f4\u017eete ocitn\u00fa\u0165 v&nbsp;strate 90%. Investovanie do zlata prinajlep\u0161om ochr\u00e1ni va\u0161e peniaze pred infl\u00e1ciou (2-3%) a&nbsp;o&nbsp;bankov\u00fdch produktoch (term\u00ednovan\u00e9 vklady, sporenia, \u00faroky na be\u017en\u00fdch \u00fa\u010dtoch) sa sn\u00e1\u010f ani nemus\u00edme bavi\u0165...<\/li><\/ul>\n\n\n\n<p><strong>Z\u00e1ver<\/strong><\/p>\n\n\n\n<p>Pas\u00edvny pr\u00edjem dnes nie je pojem, ktor\u00fd by sa t\u00fdkal iba bohat\u00fdch. Ak chcete nie\u010do vo svojom \u017eivote zmeni\u0165, mus\u00edte vo svojom \u017eivote nie\u010do zmeni\u0165&nbsp; &nbsp;(v sloven\u010dine to znie zvl\u00e1\u0161tne, ale vych\u00e1dzam z&nbsp;anglick\u00e9ho \u00faslovia: \u201eIf you change nothing, nothing will change\u201c). V\u010faka investovaniu cez Crowdfundingov\u00e9 platformy, akou je napr\u00edklad Invest\u00edcia Slovensko, si m\u00f4\u017eete za\u010da\u0165 budova\u0165 svoj prv\u00fd pas\u00edvny pr\u00edjem, hoci aj na \u00farovni 5 \u010di 10 EUR mesa\u010dne \u2013 bez poplatkov, bez \u00fasilia. Jedin\u00e9, \u010do je potrebn\u00e9 urobi\u0165, je necha\u0165 va\u0161im peniazom \u010das, aby sa mohli zhodnoti\u0165. 10 EUR mesa\u010dne je 120 EUR za cel\u00fd rok, a&nbsp;to u\u017e je celkom pekn\u00e9, \u010do poviete?<\/p>\n\n\n\n<p><em>*Linky uveden\u00e9 v&nbsp;tomto \u010dl\u00e1nku odkazuj\u00fa na webov\u00fa str\u00e1nku autora schwa.sk - BUSINESS, kde n\u00e1jdete podrobnej\u0161ie inform\u00e1cie o&nbsp;Crowdfundingu, investovan\u00ed, recenzie r\u00f4znych P2P a&nbsp;P2B platforiem, m\u00f4\u017eete si pozrie\u0165 re\u00e1lne portf\u00f3lio Schwa, odpor\u00fa\u010dan\u00e9 portf\u00f3lio mal\u00e9ho investora a&nbsp;vzdel\u00e1va\u0165 sa v&nbsp;pojmoch spojen\u00fdch s&nbsp;Crowdfundingom.<\/em><\/p>\n\n\n\n<p><em>\u201e<strong><a href=\"http:\/\/schwa.sk\/blog\/ka%C5%BEd%C3%BD-%C4%8Dlovek-je-investor\">Ka\u017ed\u00fd \u010dlovek je investor<\/a><\/strong>\u201c&nbsp;- Schwa<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pas\u00edvny pr\u00edjem si dnes m\u00f4\u017ee za\u010da\u0165 budova\u0165 naozaj ka\u017ed\u00fd. Hoci aj 10 EUR mesa\u010dne znamen\u00e1, \u017ee za rok svoj rozpo\u010det obohat\u00edte o&nbsp;120 EUR, \u010do je u\u017e celkom pekn\u00e9. Ako na to? \u010co je to Crowdfunding? Ak\u00e1 je aktu\u00e1lna situ\u00e1cia s&nbsp;Crowdfundingom na Slovensku? \u010c\u00edtajte \u010falej... Chvalabohu, u\u017e aj na Slovensku za\u010d\u00edname v&nbsp;niektor\u00fdch oblastiach \u017eivota \u017ei\u0165 v&nbsp;21. [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":324,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,14],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pre\u010do by vo va\u0161om portf\u00f3liu nemal ch\u00fdba\u0165 Crowdfundingov\u00fd projekt? - Invest in Slovakia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/investinslovakia.eu\/preco-by-vo-vasom-portfoliu-nemal-chybat-crowdfundingovy-projekt\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pre\u010do by vo va\u0161om portf\u00f3liu nemal ch\u00fdba\u0165 Crowdfundingov\u00fd projekt? - Invest in Slovakia\" \/>\n<meta property=\"og:description\" content=\"Pas\u00edvny pr\u00edjem si dnes m\u00f4\u017ee za\u010da\u0165 budova\u0165 naozaj ka\u017ed\u00fd. Hoci aj 10 EUR mesa\u010dne znamen\u00e1, \u017ee za rok svoj rozpo\u010det obohat\u00edte o&nbsp;120 EUR, \u010do je u\u017e celkom pekn\u00e9. Ako na to? \u010co je to Crowdfunding? Ak\u00e1 je aktu\u00e1lna situ\u00e1cia s&nbsp;Crowdfundingom na Slovensku? \u010c\u00edtajte \u010falej... Chvalabohu, u\u017e aj na Slovensku za\u010d\u00edname v&nbsp;niektor\u00fdch oblastiach \u017eivota \u017ei\u0165 v&nbsp;21. 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