{"id":324761,"date":"2022-08-02T08:40:00","date_gmt":"2022-08-02T06:40:00","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=324761"},"modified":"2023-05-26T08:13:26","modified_gmt":"2023-05-26T06:13:26","slug":"ako-si-vybrat-realitny-investicny-projekt-ruzova-presov","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/sk\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/","title":{"rendered":"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov"},"content":{"rendered":"\n<p>V&nbsp;na\u0161ej druhej pr\u00edpadovej \u0161t\u00fadii rozoberieme v\u00fdberov\u00fd proces investora. <strong>Ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu<\/strong> pre V\u00e1s? Za pr\u00edklad sme pou\u017eili investi\u010dn\u00fd projekt Ru\u017eov\u00e1, financovan\u00fd cez na\u0161u platformu. Ako tento projekt obst\u00e1l v&nbsp;porovnan\u00ed s&nbsp;r\u00f4znymi investi\u010dn\u00fdmi pr\u00edle\u017eitos\u0165ami?<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u010c\u00edsla na prvom mieste<\/h2>\n\n\n\n<p>V&nbsp;projekte Ru\u017eov\u00e1 mali investori pr\u00edle\u017eitos\u0165 zhodnoti\u0165 celkovo <strong>607 057 EUR<\/strong> v \u0161tyroch kampaniach s \u00farokom <strong>od 12,1 % do 13,28 % ro\u010dne<\/strong>. Teda vo v\u0161etk\u00fdch pr\u00edpadoch <strong>viac ako 1 % mesa\u010dne<\/strong>, \u010do je na realitnom trhu takmer nev\u00eddan\u00e9 zhodnotenie.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Porovnajme to s alternat\u00edvami:<\/h2>\n\n\n\n<ul>\n<li>REIT pod\u013ea \u00fadajov z Cohen &amp; Steers zarobilo investorom v priemere (za 15 rokov) 10,6 % ro\u010dne.<\/li>\n\n\n\n<li>Oportunistick\u00e9 realitn\u00e9 fondy (zameran\u00e9 na pr\u00edle\u017eitosti s vy\u0161\u0161\u00edm rizikom) dosiahli 9,8 % ro\u010dne.<\/li>\n<\/ul>\n\n\n\n<p>Akt\u00edvne spravovan\u00e9 fondy a in\u00e9 investi\u010dn\u00e9 prostriedky taktie\u017e zni\u017euj\u00fa \u010dist\u00fd v\u00fdnos investora o poplatky za spr\u00e1vu. Ka\u017ed\u00fd predsa chce by\u0165 za svoju pr\u00e1cu odmenen\u00fd. Pri v\u00fdbere investi\u010dnej strat\u00e9gie nezabudnite zoh\u013eadni\u0165 v\u00fd\u0161ku poplatkov za spr\u00e1vu a sprostredkovanie invest\u00edcie.<a id=\"_msocom_1\"><\/a><\/p>\n\n\n\n<p>Invest\u00edcie s minim\u00e1lnymi n\u00e1kladmi mo\u017eno n\u00e1js\u0165 aj mimo realitn\u00fd trh \u2013 v&nbsp;indexov\u00fdch fondoch. Zrejme najzn\u00e1mej\u0161\u00edm indexov\u00fdm fondom na svete je S&amp;P 500. Ten na z\u00e1klade 50 ro\u010dn\u00e9ho priemeru zhodnotil investorom ich invest\u00edcie o 11,17 % ro\u010dne.<\/p>\n\n\n\n<p>Investi\u010dn\u00fd projekt Ru\u017eov\u00e1 prekonal v\u0161etky alternat\u00edvy. A to st\u00e1le <strong>so zabezpe\u010den\u00edm samotnej invest\u00edcie nehnute\u013enos\u0165ou!<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u010co umo\u017e\u0148uje vlastn\u00edkovi projektu vypl\u00e1ca\u0165 tak vysok\u00e9 v\u00fdnosy?<\/h2>\n\n\n\n<p>Crowdfunding je v\u00fdnimo\u010dne vhodn\u00fd pre mal\u00e9 projekty (ak\u00fdm bol aj projekt Ru\u017eov\u00e1), kde je k\u013e\u00fa\u010dov\u00e1 schopnos\u0165 jedna\u0165 r\u00fdchlo. \u010caka\u0165 na financovanie bankou 3 a\u017e 6 mesiacov by ve\u013emi pravdepodobne znamenalo stratu pr\u00edle\u017eitosti. Nehnute\u013enos\u0165 by skr\u00e1tka k\u00fapil niekto in\u00fd.<\/p>\n\n\n\n<p>V\u010faka crowdfundingu sa vlastn\u00edk projektu dostane k finan\u010dn\u00fdm prostriedkom v priebehu nieko\u013ek\u00fdch t\u00fd\u017ed\u0148ov za pevne stanoven\u00fd v\u00fdnos pre investorov a sprostredkovate\u013esk\u00fd poplatok. Oba s\u00fa dohodnut\u00e9 e\u0161te pred za\u010diatkom kampane a s\u00fa jedin\u00fdmi v\u00fddavkami na z\u00edskanie financovania cez platformu Invest in Slovakia.<\/p>\n\n\n\n<p>Hromadn\u00e9 financovanie (crowdfunding) umo\u017e\u0148uje lep\u0161ie prisp\u00f4sobi\u0165 pe\u0148a\u017en\u00e9 toky samotn\u00e9mu projektu. Vlastn\u00edk m\u00e1 pod\u013ea potrieb projektu na v\u00fdber z v\u00fdplaty priebe\u017ene alebo po kompletnom predaji, priebe\u017enej v\u00fdplaty len \u00faroku alebo v\u00fdplaty \u00faroku aj s&nbsp;istinou. Vo v\u0161eobecnosti, \u010d\u00edm dlh\u0161ie ste ochotn\u00ed po\u010dka\u0165 si na v\u00fdplatu, t\u00fdm vy\u0161\u0161iu v\u00fdplatu m\u00f4\u017eete dosiahnu\u0165.<\/p>\n\n\n\n<p>Vlastn\u00edk projektu Ru\u017eov\u00e1 pre\u0161iel v&nbsp;posledn\u00fdch dvoch kampaniach k&nbsp;vypl\u00e1caniu v\u00fdnosov na konci investi\u010dn\u00e9ho obdobia a&nbsp;bol tak schopn\u00fd pon\u00faknu\u0165 vy\u0161\u0161\u00ed celkov\u00fd v\u00fdnos.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Ako si vybra\u0165 ten spr\u00e1vny projekt?<\/h2>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-1024x683.jpg\" alt=\"\" class=\"wp-image-324781\" srcset=\"https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-1024x683.jpg 1024w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-300x200.jpg 300w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-150x100.jpg 150w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-768x512.jpg 768w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-1536x1024.jpg 1536w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-2048x1365.jpg 2048w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10-18x12.jpg 18w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F10.jpg 2160w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Vizualiz\u00e1cia sp\u00e1lne v Ru\u017eovej<\/figcaption><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Nie v\u017edy je mo\u017en\u00e9 n\u00e1js\u0165 v\u0161etky v\u00fdhody v jednom projekte. Stanovte si, ktor\u00e9 parametre s\u00fa pre v\u00e1s k\u013e\u00fa\u010dov\u00e9. N\u00e1sledne si m\u00f4\u017eete vybra\u0165 invest\u00edciu, ktor\u00e1 ich sp\u013a\u0148a v\u0161etky, \u010do najviac, \u010di tie najd\u00f4le\u017eitej\u0161ie pre V\u00e1s.<\/p>\n\n\n\n<p>\u010ci u\u017e pre V\u00e1s hr\u00e1 k\u013e\u00fa\u010dov\u00fa rolu \u010das, v\u00fd\u0161ka v\u00fdnosu, bezpe\u010die (napr\u00edklad v podobe n\u00edzkeho LTV - vysvetlen\u00e9 ni\u017e\u0161ie), pr\u00ednos pre spolo\u010dnos\u0165 a plan\u00e9tu (zelen\u00e9, eko, low-cost b\u00fdvanie), preh\u013eadnos\u0165 invest\u00edcie \u010di schopnos\u0165 investova\u0165 so zn\u00e1mymi, <strong><a href=\"https:\/\/investinslovakia.eu\/sk\/co-je-to-crowdfunding-a-preco-s-nim-zacat-prave-teraz-infografika\/\">crowdfunding<\/a> V\u00e1m pon\u00faka rie\u0161enie<\/strong>.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Je hromadn\u00e9 investovanie bezpe\u010dn\u00e9?<\/h2>\n\n\n\n<p>Pokia\u013e ide o&nbsp;nehnute\u013enosti, investorov \u2013 za\u010diato\u010dn\u00edkov \u010dasto zbyto\u010dne stra\u0161\u00ed, \u017ee projekt vlastn\u00ed firma bez hist\u00f3rie\u201c. V realitnom sektore je \u00faplne be\u017en\u00e9, \u017ee vlastn\u00edk (developer) projektu financuje a \u017eiada o financovanie projektu cez tzv. \u201cSPV\u201d (Special Purpose Vehicle), teda cez novo zalo\u017een\u00fa spolo\u010dnos\u0165 vytvoren\u00fa v\u00fdlu\u010dne pre jeden konkr\u00e9tny projekt. Nepova\u017euje sa to za \u0161ed\u00fa taktiku, ani nie je nutn\u00e9 ihne\u010f predpoklada\u0165 nekal\u00fd z\u00e1mer \u201czmizn\u00fa\u0165 s peniazmi\u201d.<\/p>\n\n\n\n<p>Dan\u00e1 spolo\u010dnos\u0165 je vytvoren\u00e1 so z\u00e1merom zjednodu\u0161enia finan\u010dnej \u0161trukt\u00fary a teda aj kontroly a preh\u013eadnosti finan\u010dn\u00fdch tokov \u2013 \u010do je rozhodne dobr\u00e1 vec. Chceme predsa, aby sme mali my a predov\u0161etk\u00fdm vlastn\u00edk <strong>jasn\u00fd preh\u013ead o finan\u010dn\u00fdch akt\u00edvach<\/strong> a z\u00e1v\u00e4zkoch, nie? Aj pri pou\u017eit\u00ed tohto sp\u00f4sobu je predmetn\u00e1 nehnute\u013enos\u0165 vlastnen\u00e1 firmou, ktor\u00e1 \u017eiada o financovanie \u2013 o tom sa samozrejme uist\u00edme <strong>v na\u0161ej due diligence \u2013 h\u013abkovej anal\u00fdze projektu<\/strong>, aj vlastn\u00edka. Dl\u017en\u00edk n\u00e1m za t\u00fdmto \u00fa\u010delom doklad\u00e1 doteraj\u0161ie v\u00fdsledky a predch\u00e1dzaj\u00face ukon\u010den\u00e9 projekty, d\u00f4kazy o ich \u00faspe\u0161nosti a tie\u017e obchodn\u00fd pl\u00e1n nov\u00e9ho projektu.<\/p>\n\n\n\n<p>V neposlednom rade posudzujeme spom\u00ednan\u00fa nehnute\u013enos\u0165, ktorou dl\u017en\u00edk ru\u010d\u00ed. Tu vo v\u0161eobecnosti plat\u00ed pravidlo, \u017ee \u010d\u00edm men\u0161ia je hodnota ukazate\u013ea LTV (loan to value, teda hodnota dlhu vydelen\u00e1 hodnotou nehnute\u013enosti), t\u00fdm \u013eah\u0161ie je vlastn\u00edk schopn\u00fd v pr\u00edpade ak\u00fdchko\u013evek probl\u00e9mov nehnute\u013enos\u0165 preda\u0165 a z t\u00fdchto prostriedkov vyplati\u0165 v\u0161etky svoje z\u00e1v\u00e4zky. Pri projektoch s&nbsp;viacer\u00fdmi investi\u010dn\u00fdmi kampa\u0148ami sa LTV men\u00ed v&nbsp;\u010dase.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">LTV projektu Ru\u017eov\u00e1<\/h2>\n\n\n\n<p>V pr\u00edpade kampan\u00ed projektu Ru\u017eov\u00e1 to bolo takto:<\/p>\n\n\n\n<ul>\n<li>V <a href=\"https:\/\/app.investinslovakia.eu\/project\/bytovy-dom-ruzova-presov-i\">1. kampani<\/a> zainvestovan\u00e9 227 000 EUR, hodnota nehnute\u013enosti 321 000 EUR, teda <strong>LTV 71 %<\/strong>.<\/li>\n\n\n\n<li>V <a href=\"https:\/\/app.investinslovakia.eu\/project\/bytovy-dom-ruzova-presov-i-\">2. kampani<\/a> zainvestovan\u00e9 204 000 EUR, hodnota nehnute\u013enosti 550 000 EUR, teda <strong>LTV 78 %<\/strong>.(s\u010d\u00edtame zainvestovan\u00e9 v&nbsp;1. a&nbsp;2. kampani a&nbsp;cel\u00fa sumu vydel\u00edme hodnotou = 431 \/ 550)<\/li>\n\n\n\n<li>V <a href=\"https:\/\/app.investinslovakia.eu\/project\/ruzova-presov\">3. kampani<\/a> zainvestovan\u00e9 73 000 EUR, hodnota nehnute\u013enosti 630,000 EUR, teda <strong>LTV 80 %<\/strong>.<\/li>\n\n\n\n<li>V <a href=\"https:\/\/app.investinslovakia.eu\/project\/ruzova-presov-IV\">4. kampani<\/a> zainvestovan\u00e9 103 000 EUR, hodnota nehnute\u013enosti 750 000 EUR, <strong>LTV 81 %<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>Vy\u0161\u0161ia hodnota na z\u00e1ver projektu nepredstavuje probl\u00e9m, nako\u013eko ide o&nbsp;projekt tesne pred dokon\u010den\u00edm, bl\u00edzko predaja. Ako tak\u00fd u\u017e eliminoval v\u00e4\u010d\u0161inu potenti\u00e1lnych riz\u00edk (komplik\u00e1cie pri v\u00fdstavbe a&nbsp;povoleniach, at\u010f.) a&nbsp;neohrozuj\u00fa ho ani dlhodob\u00e9&nbsp;fluktu\u00e1cie trhu.<\/p>\n\n\n\n<p>Pre pr\u00edklad, po\u010das celosvetovej kr\u00edzy v&nbsp;roku 2008 do\u0161lo na Slovensku po\u010das 6 rokov k&nbsp;celkov\u00e9mu poklesu priemern\u00fdch cien za m2 o&nbsp;menej ne\u017e 20 % (zdroj: <a href=\"https:\/\/nbs.sk\/statisticke-udaje\/vybrane-makroekonomicke-ukazovatele\/ceny-nehnutelnosti-na-byvanie\/vyvoj-cien-nehnutelnosti-na-byvanie-v-sr\/\" target=\"_blank\" rel=\"noreferrer noopener\">NBS<\/a>).<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Vybudujte si odoln\u00e9 portf\u00f3lio<\/h2>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2-1024x1024.webp\" alt=\"\" class=\"wp-image-324778\" srcset=\"https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2-1024x1024.webp 1024w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2-300x300.webp 300w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2-150x150.webp 150w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2-768x768.webp 768w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2-12x12.webp 12w, https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/279cf2_bd3609c9222c4fdaa0c5cd5e7e63826c_mv2.webp 1305w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Vizualiz\u00e1cia chodby v Ru\u017eovej, pred a po<\/figcaption><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Na odoln\u00e9 portf\u00f3lio sa m\u00f4\u017eete spo\u013eahn\u00fa\u0165 v&nbsp;r\u00f4znych trhov\u00fdch situ\u00e1ci\u00e1ch. Znesie z\u00e1sah bez v\u00e4\u010d\u0161\u00edch otrasov (poklesov), \u010di dokonca v&nbsp;turbulentn\u00fdch \u010dasoch st\u00e1le dosiahne zhodnotenie.<\/p>\n\n\n\n<p>\u010ci u\u017e svoje portf\u00f3lio e\u0161te len budujete alebo h\u013ead\u00e1te mo\u017enos\u0165 diverzifik\u00e1cie, \u010di zabezpe\u010denie v&nbsp;obave z&nbsp;negat\u00edvneho v\u00fdvoja trhu v bud\u00facnosti, vyberte nasledovn\u00e9:<\/p>\n\n\n\n<ul>\n<li>N\u00edzke poplatky (neinvestujte tam, kde najsk\u00f4r zarob\u00ed spr\u00e1vca, a\u017e po \u0148om Vy).<\/li>\n\n\n\n<li>Zrozumite\u013enos\u0165 (investujte do toho, \u010domu rozumiete).<\/li>\n\n\n\n<li>Diverzifikujte (v\u00fdkyvy na konkt\u00e9rnych trhoch ovplyvnia va\u0161e portf\u00f3lio t\u00fdm viac, \u010d\u00edm v\u00e4\u010d\u0161iu \u010das\u0165 prostriedkov m\u00e1te v&nbsp;produktoch na danom trhu. Turbulenci\u00e1m sa vyhnete tak, \u017ee prostriedky rozlo\u017e\u00edte naprie\u010d r\u00f4znymi odvetviami).<\/li>\n<\/ul>\n\n\n\n<p>Ke\u010f u\u017e ste si vybrali odvetvie trhu, je \u010das na v\u00fdber krajiny. Krajiny strednej Eur\u00f3py s\u00fa si v&nbsp;tomto viac-menej podobn\u00e9, \u010do sa t\u00fdka ekonomickej situ\u00e1cie, aj stavu stavebn\u00e9ho priemyslu. V&nbsp;celom regi\u00f3ne dominuje s\u00fakromn\u00e9 vlastn\u00edctvo nehnute\u013enost\u00ed (85-90 % je k\u00fapen\u00fdch, len mal\u00e1 \u010das\u0165 je v&nbsp;pren\u00e1jme). V&nbsp;porovnan\u00ed s&nbsp;Rak\u00faskom, kde je 50 % v&nbsp;s\u00fakromnou vlastn\u00edctve a&nbsp;40 % v&nbsp;n\u00e1jme. Rozdiel sp\u00f4sobuje okrem \u201ekult\u00farnej zvyklosti vlastni\u0165\u201c najm\u00e4 fakt, \u017ee \u201eu n\u00e1s\u201c \u0161t\u00e1t, ani obce nestavaj\u00fa n\u00e1jomn\u00e9 byty a&nbsp;teda dopyt uspokojuje len s\u00fakromn\u00fd sektor.<\/p>\n\n\n\n<p>Od zvy\u0161ku Slovenska sa v&nbsp;tomto odde\u013euje Bratislava, kde 40 % trhu tvoria investi\u010dn\u00e9 byty ur\u010den\u00e9 na pren\u00e1jom a&nbsp;ceny prejavuj\u00fa prv\u00e9 zn\u00e1mky stagn\u00e1cie.<\/p>\n\n\n\n<p>Na zvy\u0161ku Slovenska, najm\u00e4 v&nbsp;krajsk\u00fdch mest\u00e1ch a&nbsp;ich okol\u00ed (Poprad, Pre\u0161ov, Zvolen, Nitra) ceny aj na\u010falej pokra\u010duj\u00fa v&nbsp;raste. Rast sa v&nbsp;poslednom obdob\u00ed mierne spomalil, av\u0161ak e\u0161te st\u00e1le situ\u00e1cia na trhu nazna\u010duje rast. Ponuka bytov a&nbsp;b\u00fdvania celkovo st\u00e1le nenas\u00fdtila dopyt, hypotek\u00e1rne sadzby s\u00fa st\u00e1le relat\u00edvne n\u00edzke a&nbsp;rovnako aj nezamestnanos\u0165 je st\u00e1le n\u00edzka. Investori sa na Slovensku teda st\u00e1le m\u00f4\u017eu &nbsp;te\u0161i\u0165 <strong>zhodnoteniu s&nbsp;n\u00edzkym rizikom<\/strong>.<\/p>\n\n\n\n<p>Ceny nehnute\u013enost\u00ed u&nbsp;n\u00e1s st\u00e1le rast\u00fa aj ke\u010f miernej\u0161\u00edm tempom, je tu teda st\u00e1le priestor na \u010do najni\u017e\u0161ie znehodnotenie vo\u013en\u00fdch finan\u010dn\u00fdch prostriedkov, resp. oproti infl\u00e1cii e\u0161te st\u00e1le mal\u00fd zisk (bl\u00edzko nuly, mierne nad nulou) pri\u010dom <strong>miera rizika<\/strong> vzh\u013eadom na existenciu nehnute\u013enosti ako zabezpe\u010dovacieho prostriedku je v porovnan\u00ed s ostatn\u00fdmi oblas\u0165ami investovania <strong>st\u00e1le najni\u017e\u0161ia<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/investinslovakia.eu\/sk\/#teraz-otvorene\">Aktu\u00e1lne investi\u010dn\u00e9 projekty<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>V&nbsp;na\u0161ej druhej pr\u00edpadovej \u0161t\u00fadii rozoberieme v\u00fdberov\u00fd proces investora. Ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s? Za pr\u00edklad sme pou\u017eili investi\u010dn\u00fd projekt Ru\u017eov\u00e1, financovan\u00fd cez na\u0161u platformu. Ako tento projekt obst\u00e1l v&nbsp;porovnan\u00ed s&nbsp;r\u00f4znymi investi\u010dn\u00fdmi pr\u00edle\u017eitos\u0165ami? \u010c\u00edsla na prvom mieste V&nbsp;projekte Ru\u017eov\u00e1 mali investori pr\u00edle\u017eitos\u0165 zhodnoti\u0165 celkovo 607 057 EUR v \u0161tyroch kampaniach s \u00farokom od [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":328426,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,12,14],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov - Invest in Slovakia<\/title>\n<meta name=\"description\" content=\"Ako obstoj\u00ed investi\u010dn\u00fd realitn\u00fd projekt v porovnan\u00ed s r\u00f4znymi invest\u00edciami? A ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov - Invest in Slovakia\" \/>\n<meta property=\"og:description\" content=\"Ako obstoj\u00ed investi\u010dn\u00fd realitn\u00fd projekt v porovnan\u00ed s r\u00f4znymi invest\u00edciami? A ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\" \/>\n<meta property=\"og:site_name\" content=\"Invest in Slovakia\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-02T06:40:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-26T06:13:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F2-1-1024x1024.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"l.lukacko\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"l.lukacko\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\"},\"author\":{\"name\":\"l.lukacko\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/person\/f88842219807ed13005eba4ee3f1ca6d\"},\"headline\":\"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov\",\"datePublished\":\"2022-08-02T06:40:00+00:00\",\"dateModified\":\"2023-05-26T06:13:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\"},\"wordCount\":1550,\"publisher\":{\"@id\":\"https:\/\/investinslovakia.eu\/#organization\"},\"articleSection\":[\"INVEST CLUB\",\"O investovan\u00ed\",\"Realitn\u00fd crowdfunding\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\",\"url\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\",\"name\":\"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov - Invest in Slovakia\",\"isPartOf\":{\"@id\":\"https:\/\/investinslovakia.eu\/#website\"},\"datePublished\":\"2022-08-02T06:40:00+00:00\",\"dateModified\":\"2023-05-26T06:13:26+00:00\",\"description\":\"Ako obstoj\u00ed investi\u010dn\u00fd realitn\u00fd projekt v porovnan\u00ed s r\u00f4znymi invest\u00edciami? A ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s?\",\"breadcrumb\":{\"@id\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/investinslovakia.eu\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/investinslovakia.eu\/#website\",\"url\":\"https:\/\/investinslovakia.eu\/\",\"name\":\"Invest in Slovakia\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/investinslovakia.eu\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/investinslovakia.eu\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/investinslovakia.eu\/#organization\",\"name\":\"Invest in Slovakia\",\"url\":\"https:\/\/investinslovakia.eu\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png\",\"contentUrl\":\"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png\",\"width\":1600,\"height\":1200,\"caption\":\"Invest in Slovakia\"},\"image\":{\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/investinslovakia.eu\/#\/schema\/person\/f88842219807ed13005eba4ee3f1ca6d\",\"name\":\"l.lukacko\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov - Invest in Slovakia","description":"Ako obstoj\u00ed investi\u010dn\u00fd realitn\u00fd projekt v porovnan\u00ed s r\u00f4znymi invest\u00edciami? A ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/","og_locale":"sk_SK","og_type":"article","og_title":"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov - Invest in Slovakia","og_description":"Ako obstoj\u00ed investi\u010dn\u00fd realitn\u00fd projekt v porovnan\u00ed s r\u00f4znymi invest\u00edciami? A ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s?","og_url":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/","og_site_name":"Invest in Slovakia","article_published_time":"2022-08-02T06:40:00+00:00","article_modified_time":"2023-05-26T06:13:26+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F2-1-1024x1024.jpg","type":"image\/jpeg"}],"author":"l.lukacko","twitter_card":"summary_large_image","twitter_misc":{"Autor":"l.lukacko","Predpokladan\u00fd \u010das \u010d\u00edtania":"6 min\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/#article","isPartOf":{"@id":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/"},"author":{"name":"l.lukacko","@id":"https:\/\/investinslovakia.eu\/#\/schema\/person\/f88842219807ed13005eba4ee3f1ca6d"},"headline":"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov","datePublished":"2022-08-02T06:40:00+00:00","dateModified":"2023-05-26T06:13:26+00:00","mainEntityOfPage":{"@id":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/"},"wordCount":1550,"publisher":{"@id":"https:\/\/investinslovakia.eu\/#organization"},"articleSection":["INVEST CLUB","O investovan\u00ed","Realitn\u00fd crowdfunding"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/","url":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/","name":"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov - Invest in Slovakia","isPartOf":{"@id":"https:\/\/investinslovakia.eu\/#website"},"datePublished":"2022-08-02T06:40:00+00:00","dateModified":"2023-05-26T06:13:26+00:00","description":"Ako obstoj\u00ed investi\u010dn\u00fd realitn\u00fd projekt v porovnan\u00ed s r\u00f4znymi invest\u00edciami? A ako si vybra\u0165 t\u00fa spr\u00e1vnu invest\u00edciu pre V\u00e1s?","breadcrumb":{"@id":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/investinslovakia.eu\/ako-si-vybrat-realitny-investicny-projekt-ruzova-presov\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/investinslovakia.eu\/"},{"@type":"ListItem","position":2,"name":"Ako si vybra\u0165 realitn\u00fd investi\u010dn\u00fd projekt? Ru\u017eov\u00e1, Pre\u0161ov"}]},{"@type":"WebSite","@id":"https:\/\/investinslovakia.eu\/#website","url":"https:\/\/investinslovakia.eu\/","name":"Invest in Slovakia","description":"","publisher":{"@id":"https:\/\/investinslovakia.eu\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/investinslovakia.eu\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/investinslovakia.eu\/#organization","name":"Invest in Slovakia","url":"https:\/\/investinslovakia.eu\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/","url":"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png","contentUrl":"https:\/\/investinslovakia.eu\/wp-content\/uploads\/2022\/11\/meta-tags-image.png","width":1600,"height":1200,"caption":"Invest in Slovakia"},"image":{"@id":"https:\/\/investinslovakia.eu\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/investinslovakia.eu\/#\/schema\/person\/f88842219807ed13005eba4ee3f1ca6d","name":"l.lukacko"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/wordpress.investinslovakia.eu\/wp-content\/uploads\/2022\/08\/F2-1.jpg","_links":{"self":[{"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/posts\/324761"}],"collection":[{"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/comments?post=324761"}],"version-history":[{"count":27,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/posts\/324761\/revisions"}],"predecessor-version":[{"id":328427,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/posts\/324761\/revisions\/328427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/media\/328426"}],"wp:attachment":[{"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/media?parent=324761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/categories?post=324761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wordpress.investinslovakia.eu\/sk\/wp-json\/wp\/v2\/tags?post=324761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}