{"id":325518,"date":"2022-11-09T17:56:35","date_gmt":"2022-11-09T15:56:35","guid":{"rendered":"https:\/\/investinslovakia.eu\/?p=325518"},"modified":"2022-11-10T14:16:27","modified_gmt":"2022-11-10T12:16:27","slug":"ako-zacat-investovat-a-nepopalit-sa","status":"publish","type":"post","link":"https:\/\/wordpress.investinslovakia.eu\/sk\/ako-zacat-investovat-a-nepopalit-sa\/","title":{"rendered":"Ako za\u010da\u0165 investova\u0165 a nepop\u00e1li\u0165 sa?"},"content":{"rendered":"\n
K\u00fdm investovanie bolo v minulosti v\u00fdsadou t\u00fdch, ktor\u00ed mali ve\u013ek\u00fd majetok, v s\u00fa\u010dasnosti je \u010doraz dostupnej\u0161ie aj pre be\u017en\u00fdch \u013eud\u00ed. Probl\u00e9m je v\u0161ak v tom, \u017ee aj napriek rast\u00facej dostupnosti a v\u00fdhod\u00e1m, ktor\u00e9 so sebou investovanie prin\u00e1\u0161a, zhodnocuje svoje financie len mal\u00e9 percento Slov\u00e1kov. Mnoh\u00ed nevedia, ako na to, pr\u00edpadne sa boja, \u017ee o majetok pr\u00eddu. Ako za\u010da\u0165 investova\u0165 a nespravi\u0165 zbyto\u010dn\u00e9 chyby?<\/strong><\/p>\n\n\n\n E\u0161te predt\u00fdm, ako sa rozhodnete peniaze investova\u0165, si dobre premyslite svoj investi\u010dn\u00fd pl\u00e1n a cie\u013e<\/strong>. Pl\u00e1n by mal obsahova\u0165:<\/p>\n\n\n\n Pre za\u010diato\u010dn\u00edkov s\u00fa ide\u00e1lnou vo\u013ebou n\u00edzkorizikov\u00e9 fondy \u010di cenn\u00e9 kovy<\/strong>, ktor\u00e9 maj\u00fa stabiln\u00fa hodnotu. V \u010dasoch, ke\u010f sa ostatn\u00fdm in\u0161trumentom nedar\u00ed, ich cena sa zvy\u0161uje.<\/p>\n\n\n\n Pri v\u00fdbere finan\u010dn\u00e9ho in\u0161trumentu, respekt\u00edve finan\u010dn\u00e9ho poradcu (sprostredkovate\u013ea), si dajte pozor na v\u0161etky poplatky, s touto slu\u017ebou spojen\u00e9.<\/p>\n\n\n\n Ako za\u010d\u00ednaj\u00faci investor si pr\u00eddete na svoje aj pri<\/strong> nehnute\u013enostiach<\/strong>, do ktor\u00fdch mo\u017eno investova\u0165 aj prostredn\u00edctvom n\u00e1kupu akci\u00ed realitn\u00fdch firiem na burze (REIT<\/a>). \u010casto dostupnej\u0161ou alternat\u00edvou je invest\u00edcia do konkr\u00e9tneho projektu overen\u00e9ho odborn\u00edkmi, cez realitn\u00fd crowdfunding<\/a>. V r\u00e1mci neho m\u00f4\u017eete do realitn\u00fdch projektov investova\u0165 u\u017e od 100 eur.<\/p>\n\n\n\n \u010eal\u0161ou v\u00fdhodou tejto mo\u017enosti je fakt, \u017ee v\u00e4\u010d\u0161ina crowdfundingov\u00fdch platforiem nevyber\u00e1 \u017eiadne spr\u00e1vcovsk\u00e9 poplatky.<\/p>\n\n\n\n Nezabudnite ani na zda\u0148ovanie pr\u00edjmov z invest\u00edci\u00ed<\/strong>. V\u00fd\u0161ka da\u0148ovej sadzby je v hodnote 19 %, resp. 25 %. K nej sa n\u00e1sledne v niektor\u00fdch pr\u00edpadoch pripo\u010d\u00edtava e\u0161te 14 %, a to zdravotn\u00e9 odvody.<\/p>\n\n\n\nSpravte si pl\u00e1n<\/h2>\n\n\n\n
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<\/a>Vyberte si spr\u00e1vny finan\u010dn\u00fd in\u0161trument<\/h2>\n\n\n\n
<\/a>Rada odborn\u00edka<\/h3>\n\n\n\n